IVV vs LIBD
IVV vs LIBD
iShares Core S&P 500 ETF vs LifeX 2065 Inflation-Protected Longevity Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | LIBD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $865.2B | $4M | |
| Dividend Yield | 1.09% | 11.80% | |
| Holdings | 508 | 20 | |
| YTD Return | +13.80% | -4.40% | |
| 1Y Return | +23.70% | -3.38% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 7.8% | |
| Max Drawdown | -56.5% | -8.9% | |
| Fund Family | iShares by BlackRock (US) | Stone Ridge Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 6, 2025 |
IVV vs LIBD Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and LifeX 2065 Inflation-Protected Longevity Income ETF (LIBD) is a ETF from Stone Ridge Asset Management. Over the past year IVV returned +23.70% while LIBD returned -3.38%. Year to date, IVV is up 13.80% versus a loss of 4.40% for LIBD.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.8% for LIBD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -8.9% for LIBD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while LIBD charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 11.80% for LIBD.
Holdings Overlap
IVV and LIBD share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or LIBD?
IVV has an expense ratio of 0.03% while LIBD charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or LIBD?
Over the past year IVV returned +23.70% vs -3.38% for LIBD, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.05% vs -0.47% for LIBD. Past performance does not guarantee future results.
Which is riskier, IVV or LIBD?
IVV has been the more volatile fund at 15.1% annualized versus 7.8% for LIBD. Worst drawdown: IVV -56.5% vs LIBD -8.9%.
Should I hold both IVV and LIBD?
IVV and LIBD have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LIBD?
IVV and LIBD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.
Which pays a higher dividend, IVV or LIBD?
IVV yields 1.09% while LIBD yields 11.80%, so LIBD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.