IVV vs MORT
iShares Core S&P 500 ETF vs VanEck Mortgage REIT Income ETF
Which is better, IVV or MORT?
Large Cap Blend against Small Cap Value.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 74.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MORT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.43% |
| AUM | $876.4B | $374M |
| Dividend Yield | 1.06% | 15.00% |
| Holdings | 508 | 25 |
| YTD Return | +14.14%Best | -7.37% |
| 1Y Return | +17.30%Best | -0.79% |
| 3Y Return (annualized) | +23.04%Best | +4.93% |
| 5Y Return (annualized) | +13.63%Best | -2.77% |
| Volatility (annualized) | 14.3%Best | 24.1% |
| Max Drawdown | -33.9%Best | -75.0% |
| $10,000 over 5 years | $18,944Best | $8,690 |
| Top 10 Weight | 37.8%Best | 74.8% |
| Fund Family | iShares by BlackRock (US) | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Blend | Small Cap Value |
| Inception | May 15, 2000 | Aug 16, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Aug 17, 2011 to Sep 22, 2026 (15.1 years).
IVV vs MORT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.1 years both funds cover.
IVV vs MORT Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and VanEck Mortgage REIT Income ETF (MORT) is an ETF from VanEck. Over the past year IVV returned +17.30% while MORT returned -0.79%. Year to date, IVV is up 14.14% versus a loss of 7.37% for MORT.
Over three years, IVV compounded at +23.04% per year against +4.93% for MORT; over five years the annualized figures are +13.63% and -2.77% respectively. Across the full 15-year window we track, IVV has the edge at +13.76% annualized vs -2.41%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MORT has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.3% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -75.0% for MORT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MORT charges 0.43%. On a $10,000 position that is $3 vs $43 annually, a gap of $40 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 15.00% for MORT.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 24 in MORT, totalling 99.3% and 99.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 24 in MORT, against full books of 508 and 25.
What only one of them owns
Measured across the 490 and 24 positions we hold weights for.
IVV holds 482 positions MORT does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and MORT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MORT?
IVV has an expense ratio of 0.03% while MORT charges 0.43%. IVV is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, IVV or MORT?
Over the past year IVV returned +17.30% vs -0.79% for MORT, so IVV leads on 1-year performance. Over the longest common window we track (15 years), IVV annualized +13.76% vs -2.41% for MORT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MORT?
MORT has been the more volatile fund at 24.1% annualized versus 14.3% for IVV. Worst drawdown: IVV -33.9% vs MORT -75.0%.
Should I hold both IVV and MORT?
IVV and MORT have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MORT?
IVV yields 1.06% while MORT yields 15.00%, so MORT currently pays the higher dividend yield.
Is MORT better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 74.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.