Quick Verdict

IVV has a lower expense ratio. MSDD delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: MSDDMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMSDDWinner
Expense Ratio0.03%1.50%
AUM$865.2B$2M
Dividend Yield1.09%0.00%
Holdings5081
YTD Return+13.80%-45.26%
1Y Return+23.70%+70.78%
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%133.8%
Max Drawdown-56.5%-84.9%
Fund FamilyiShares by BlackRock (US)GraniteShares
CategoryEquityAlternative
InceptionMay 15, 2000Jun 9, 2025

IVV vs MSDD Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and GraniteShares 2x Short MSTR Daily ETF (MSDD) is a ETF from GraniteShares. Over the past year IVV returned +23.70% while MSDD returned +70.78%. Year to date, IVV is up 13.80% versus a loss of 45.26% for MSDD.

Risk: Volatility and Drawdowns

MSDD has been the more volatile fund, with annualized monthly volatility of 133.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -84.9% for MSDD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MSDD charges 1.50%. On a $10,000 position that is $3 vs $150 annually, a gap of $147 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for MSDD.

Frequently Asked Questions

Which is cheaper, IVV or MSDD?

IVV has an expense ratio of 0.03% while MSDD charges 1.50%. IVV is the cheaper option. On a $10,000 investment, that is $147 per year of difference.

Which performed better, IVV or MSDD?

Over the past year IVV returned +23.70% vs +70.78% for MSDD, so MSDD leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.05% vs +87.92% for MSDD. Past performance does not guarantee future results.

Which is riskier, IVV or MSDD?

MSDD has been the more volatile fund at 133.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MSDD -84.9%.

Should I hold both IVV and MSDD?

IVV and MSDD have a monthly-return correlation of -0.42, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or MSDD?

IVV yields 1.09% while MSDD yields 0.00%, so IVV currently pays the higher dividend yield.

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