IVV vs MTBA
iShares Core S&P 500 ETF vs Simplify MBS ETF
Which is better, IVV or MTBA?
Large Cap Blend against Short Term High Quality.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MTBA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $886.7B | $1.4B |
| Dividend Yield | 1.10% | 5.56% |
| Holdings | 508 | 13 |
| YTD Return | +13.39%Best | -0.40% |
| 1Y Return | +20.08%Best | +1.13% |
| 3Y Return (annualized) | +21.29% | - |
| 5Y Return (annualized) | +12.88% | - |
| Volatility (annualized) | 11.7% | 3.7%Best |
| Max Drawdown | -18.8% | -3.5%Best |
| $10,000 over 2.8 years | $18,181Best | $11,275 |
| Fund Family | iShares by BlackRock (US) | Simplify Exchange Traded Funds |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term High Quality |
| Inception | May 15, 2000 | Nov 6, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Nov 7, 2023 to Sep 4, 2026 (2.8 years).
IVV vs MTBA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
IVV vs MTBA Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Simplify MBS ETF (MTBA) is an ETF from Simplify Exchange Traded Funds. Over the past year IVV returned +20.08% while MTBA returned +1.13%. Year to date, IVV is up 13.39% versus a loss of 0.40% for MTBA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 3.7% for MTBA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -3.5% for MTBA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MTBA charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 5.56% for MTBA.
Holdings Overlap
We hold position weights for 504 holdings in IVV and 9 in MTBA, totalling 100.0% and 198.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 504 positions we hold weights for in IVV and 9 in MTBA, against full books of 508 and 13.
You are not choosing between two funds in isolation.
Whichever of IVV and MTBA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MTBA?
IVV has an expense ratio of 0.03% while MTBA charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, IVV or MTBA?
Over the past year IVV returned +20.08% vs +1.13% for MTBA, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MTBA?
IVV has been the more volatile fund at 11.7% annualized versus 3.7% for MTBA. Worst drawdown: IVV -18.8% vs MTBA -3.5%.
Should I hold both IVV and MTBA?
IVV and MTBA have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MTBA?
IVV yields 1.10% while MTBA yields 5.56%, so MTBA currently pays the higher dividend yield.
Is MTBA better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.