IVV vs MZZ

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMZZWinner
Expense Ratio0.03%0.95%
AUM$865.2B$2M
Dividend Yield1.09%5.88%
Holdings5085
YTD Return+13.72%-26.13%
1Y Return+21.64%-32.71%
3Y Return (annualized)+21.55%-22.48%
5Y Return (annualized)+13.27%-17.32%
Volatility (annualized)15.1%34.9%
Max Drawdown-56.5%-99.9%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Jul 11, 2006

IVV vs MZZ Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares UltraShort MidCap 400 (MZZ) is a ETF from ProShares. Over the past year IVV returned +21.64% while MZZ returned -32.71%. Year to date, IVV is up 13.72% versus a loss of 26.13% for MZZ.

Over three years, IVV compounded at +21.55% per year against -22.48% for MZZ; over five years the annualized figures are +13.27% and -17.32% respectively. Across the full 20-year window we track, IVV has the edge at +7.04% annualized vs -31.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MZZ has been the more volatile fund, with annualized monthly volatility of 34.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -99.9% for MZZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.88. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MZZ charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.88% for MZZ.

Frequently Asked Questions

Which is cheaper, IVV or MZZ?

IVV has an expense ratio of 0.03% while MZZ charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or MZZ?

Over the past year IVV returned +21.64% vs -32.71% for MZZ, so IVV leads on 1-year performance. Over the longest common window we track (20 years), IVV annualized +7.04% vs -31.09% for MZZ. Past performance does not guarantee future results.

Which is riskier, IVV or MZZ?

MZZ has been the more volatile fund at 34.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MZZ -99.9%.

Should I hold both IVV and MZZ?

IVV and MZZ have a monthly-return correlation of -0.88, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or MZZ?

IVV yields 1.09% while MZZ yields 5.88%, so MZZ currently pays the higher dividend yield.

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