IVV vs NEAR
iShares Core S&P 500 ETF vs iShares Short Duration Bond Active ETF
Which is better, IVV or NEAR?
Large Cap Blend against Short Term Bond.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | NEAR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.25% |
| AUM | $876.4B | $5.1B |
| Dividend Yield | 1.06% | 4.44% |
| Holdings | 508 | 1,887 |
| YTD Return | +12.01%Best | -1.97% |
| 1Y Return | +16.48%Best | -1.25% |
| 3Y Return (annualized) | +21.21%Best | +3.93% |
| 5Y Return (annualized) | +12.95%Best | +3.17% |
| Volatility (annualized) | 14.5% | 1.6%Best |
| Max Drawdown | -33.9% | -9.6%Best |
| $10,000 over 5 years | $18,384Best | $11,689 |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | May 15, 2000 | Sep 25, 2013 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2013 to Sep 14, 2026 (13 years).
IVV vs NEAR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs NEAR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares Short Duration Bond Active ETF (NEAR) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +16.48% while NEAR returned -1.25%. Year to date, IVV is up 12.01% versus a loss of 1.97% for NEAR.
Over three years, IVV compounded at +21.21% per year against +3.93% for NEAR; over five years the annualized figures are +12.95% and +3.17% respectively. Across the full 13-year window we track, IVV has the edge at +12.93% annualized vs +2.12%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 1.6% for NEAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -9.6% for NEAR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while NEAR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.44% for NEAR.
Holdings Overlap
At least 0.3% of IVV's money is in holdings NEAR also owns.
Stated as a floor: for NEAR, our book for it covers 50.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 490 positions we hold weights for in IVV and 578 in NEAR, against full books of 508 and 1,887.
You are not choosing between two funds in isolation.
Whichever of IVV and NEAR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or NEAR?
IVV has an expense ratio of 0.03% while NEAR charges 0.25%. IVV is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, IVV or NEAR?
Over the past year IVV returned +16.48% vs -1.25% for NEAR, so IVV leads on 1-year performance. Over the longest common window we track (13 years), IVV annualized +12.93% vs +2.12% for NEAR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or NEAR?
IVV has been the more volatile fund at 14.5% annualized versus 1.6% for NEAR. Worst drawdown: IVV -33.9% vs NEAR -9.6%.
Should I hold both IVV and NEAR?
IVV and NEAR have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or NEAR?
IVV yields 1.06% while NEAR yields 4.44%, so NEAR currently pays the higher dividend yield.
Is NEAR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.