IVV vs NMAY

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVNMAYWinner
Expense Ratio0.03%0.79%
AUM$865.2B$63M
Dividend Yield1.09%0.00%
Holdings5086
YTD Return+14.50%+7.26%
1Y Return+22.02%+10.91%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%4.6%
Max Drawdown-56.5%-3.8%
Fund FamilyiShares by BlackRock (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionMay 15, 2000May 1, 2025

IVV vs NMAY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Growth-100 Power Buffer ETF - May (NMAY) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +22.02% while NMAY returned +10.91%. Year to date, IVV is up 14.50% versus a gain of 7.26% for NMAY.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.6% for NMAY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -3.8% for NMAY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while NMAY charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for NMAY.

Frequently Asked Questions

Which is cheaper, IVV or NMAY?

IVV has an expense ratio of 0.03% while NMAY charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, IVV or NMAY?

Over the past year IVV returned +22.02% vs +10.91% for NMAY, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.07% vs +15.73% for NMAY. Past performance does not guarantee future results.

Which is riskier, IVV or NMAY?

IVV has been the more volatile fund at 15.1% annualized versus 4.6% for NMAY. Worst drawdown: IVV -56.5% vs NMAY -3.8%.

Should I hold both IVV and NMAY?

IVV and NMAY have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or NMAY?

IVV yields 1.09% while NMAY yields 0.00%, so IVV currently pays the higher dividend yield.

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