IVV vs OBTC
iShares Core S&P 500 ETF vs Osprey Bitcoin Trust
Which is better, IVV or OBTC?
Large Cap Blend against Single Currency.
IVV has a lower expense ratio. IVV led over 1Y, 5Y and the full window, OBTC over 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | OBTC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $72M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 3 |
| YTD Return | +12.27%Best | -14.82% |
| 1Y Return | +17.04%Best | -29.61% |
| 3Y Return (annualized) | +21.24% | +50.75%Best |
| 5Y Return (annualized) | +13.08%Best | +11.71% |
| Volatility (annualized) | 15.3%Best | 64.7% |
| Max Drawdown | -24.5%Best | -94.5% |
| $10,000 over 5 years | $18,490Best | $17,396 |
| Fund Family | iShares by BlackRock (US) | Osprey Funds |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Single Currency |
| Inception | May 15, 2000 | Dec 19, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 12, 2021 to Sep 17, 2026 (5.6 years).
IVV vs OBTC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.6 years both funds cover.
IVV vs OBTC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Osprey Bitcoin Trust (OBTC) is an ETF from Osprey Funds. Over the past year IVV returned +17.04% while OBTC returned -29.61%. Year to date, IVV is up 12.27% versus a loss of 14.82% for OBTC.
Over three years, IVV compounded at +21.24% per year against +50.75% for OBTC; over five years the annualized figures are +13.08% and +11.71% respectively. Across the full 6-year window we track, IVV has the edge at +14.17% annualized vs -11.94%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OBTC has been the more volatile fund, with annualized monthly volatility of 64.7% compared with 15.3% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -94.5% for OBTC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while OBTC charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for OBTC.
You are not choosing between two funds in isolation.
Whichever of IVV and OBTC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or OBTC?
IVV has an expense ratio of 0.03% while OBTC charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or OBTC?
Over the past year IVV returned +17.04% vs -29.61% for OBTC, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +14.17% vs -11.94% for OBTC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or OBTC?
OBTC has been the more volatile fund at 64.7% annualized versus 15.3% for IVV. Worst drawdown: IVV -24.5% vs OBTC -94.5%.
Should I hold both IVV and OBTC?
IVV and OBTC have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or OBTC?
IVV yields 1.06% while OBTC yields 0.00%, so IVV currently pays the higher dividend yield.
Is OBTC better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 5Y and the full window, OBTC over 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.