IVV vs PBTP

IVV vs PBTP
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPBTPWinner
Expense Ratio0.03%0.07%
AUM$907.0B$130M
Dividend Yield1.10%4.80%
Holdings50826
YTD Return+12.28%-0.54%
1Y Return+20.94%-0.76%
3Y Return (annualized)+21.81%+3.91%
5Y Return (annualized)+13.05%+2.40%
Volatility (annualized)15.1%2.7%
Max Drawdown-56.5%-5.4%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Sep 19, 2017

IVV vs PBTP Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco 0-5 Yr US TIPS ETF (PBTP) is a ETF from Invesco (US). Over the past year IVV returned +20.94% while PBTP returned -0.76%. Year to date, IVV is up 12.28% versus a loss of 0.54% for PBTP.

Over three years, IVV compounded at +21.81% per year against +3.91% for PBTP; over five years the annualized figures are +13.05% and +2.40% respectively. Across the full 9-year window we track, IVV has the edge at +6.98% annualized vs +2.90%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.7% for PBTP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -5.4% for PBTP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PBTP charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.80% for PBTP.

Holdings Overlap

0.0%overlap

IVV and PBTP share 0 holdings out of 529 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or PBTP?

IVV has an expense ratio of 0.03% while PBTP charges 0.07%. IVV is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, IVV or PBTP?

Over the past year IVV returned +20.94% vs -0.76% for PBTP, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +6.98% vs +2.90% for PBTP. Past performance does not guarantee future results.

Which is riskier, IVV or PBTP?

IVV has been the more volatile fund at 15.1% annualized versus 2.7% for PBTP. Worst drawdown: IVV -56.5% vs PBTP -5.4%.

Should I hold both IVV and PBTP?

IVV and PBTP have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PBTP?

IVV and PBTP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 529 unique securities.

Which pays a higher dividend, IVV or PBTP?

IVV yields 1.10% while PBTP yields 4.80%, so PBTP currently pays the higher dividend yield.

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