IVV vs PCEF

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPCEFWinner
Expense Ratio0.03%2.71%
AUM$865.2B$796M
Dividend Yield1.09%7.61%
Holdings508110
YTD Return+13.80%+7.64%
1Y Return+23.01%+11.67%
3Y Return (annualized)+21.77%+13.26%
5Y Return (annualized)+13.39%+4.89%
Volatility (annualized)15.1%11.6%
Max Drawdown-56.5%-46.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityAllocation/Balanced
InceptionMay 15, 2000Feb 19, 2010

IVV vs PCEF Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco CEF Income Composite ETF (PCEF) is a ETF from Invesco (US). Over the past year IVV returned +23.01% while PCEF returned +11.67%. Year to date, IVV is up 13.80% versus a gain of 7.64% for PCEF.

Over three years, IVV compounded at +21.77% per year against +13.26% for PCEF; over five years the annualized figures are +13.39% and +4.89% respectively. Across the full 17-year window we track, IVV has the edge at +7.04% annualized vs +1.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.6% for PCEF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -46.0% for PCEF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while PCEF charges 2.71%. On a $10,000 position that is $3 vs $271 annually, a gap of $268 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 7.61% for PCEF.

Holdings Overlap

0.0%overlap

IVV and PCEF share 0 holdings out of 612 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or PCEF?

IVV has an expense ratio of 0.03% while PCEF charges 2.71%. IVV is the cheaper option. On a $10,000 investment, that is $268 per year of difference.

Which performed better, IVV or PCEF?

Over the past year IVV returned +23.01% vs +11.67% for PCEF, so IVV leads on 1-year performance. Over the longest common window we track (17 years), IVV annualized +7.04% vs +1.52% for PCEF. Past performance does not guarantee future results.

Which is riskier, IVV or PCEF?

IVV has been the more volatile fund at 15.1% annualized versus 11.6% for PCEF. Worst drawdown: IVV -56.5% vs PCEF -46.0%.

Should I hold both IVV and PCEF?

IVV and PCEF have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PCEF?

IVV and PCEF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 612 unique securities.

Which pays a higher dividend, IVV or PCEF?

IVV yields 1.09% while PCEF yields 7.61%, so PCEF currently pays the higher dividend yield.

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