IVV vs PIN

IVV vs PIN

Which is better, IVV or PIN?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. PIN is less concentrated, with 37.0% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: PIN

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPIN
Expense Ratio0.03%Best0.78%
AUM$886.7B$200M
Dividend Yield1.10%8.42%
Holdings508220
Volatility (annualized)15.7%Best24.3%
Max Drawdown-52.4%Best-80.3%
$10,000 over 18 years$55,599Best$9,388
Top 10 Weight37.9%37.0%Best
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Mar 5, 2008

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 200 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 8, 2026 and PIN through Feb 20, 2026.

Volatility and max drawdown, and the $10,000 over 18 years row, are measured over the window both funds cover: Mar 5, 2008 to Feb 20, 2026 (18 years).

Risk: Volatility and Drawdowns

PIN has been the more volatile fund, with annualized monthly volatility of 24.3% compared with 15.7% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -52.4% for IVV and -80.3% for PIN. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while PIN charges 0.78%. On a $10,000 position that is $3 vs $78 annually, a gap of $75 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 8.42% for PIN.

Holdings Overlap

PIN already in IVV0.6%

0.6% of PIN's money is in holdings IVV also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 309 days apart, IVV as of Aug 5, 2026 and PIN as of Sep 30, 2025, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 504 positions we hold weights for in IVV and 212 in PIN, against full books of 508 and 220.

What only one of them owns

Our book lists 2 positions for PIN that do not appear in our book for IVV (2.7% of the fund), and 492 for IVV that do not appear in PIN (99.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in PINDifference
HALHalliburton0.04%0.63%0.59%

You are not choosing between two funds in isolation.

Whichever of IVV and PIN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVPIN

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PIN?

IVV has an expense ratio of 0.03% while PIN charges 0.78%. IVV is the cheaper option, by $75 a year on a $10,000 investment.

Which is riskier, IVV or PIN?

PIN has been the more volatile fund at 24.3% annualized versus 15.7% for IVV. Worst drawdown: IVV -52.4% vs PIN -80.3%.

Should I hold both IVV and PIN?

IVV and PIN have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or PIN?

IVV yields 1.10% while PIN yields 8.42%, so PIN currently pays the higher dividend yield.

Is PIN better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. PIN is less concentrated, with 37.0% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.