IVV vs PSCF
iShares Core S&P 500 ETF vs Invesco S&P SmallCap Financials ETF
Quick Verdict
IVV has a lower expense ratio. PSCF delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | PSCF | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.29% | |
| AUM | $907.0B | $28M | |
| Dividend Yield | 1.10% | 2.12% | |
| Holdings | 508 | 168 | |
| YTD Return | +13.74% | +18.02% | |
| 1Y Return | +21.54% | +22.69% | |
| 3Y Return (annualized) | +22.61% | +18.26% | |
| 5Y Return (annualized) | +13.31% | +6.04% | |
| Volatility (annualized) | 15.1% | 19.6% | |
| Max Drawdown | -56.5% | -49.9% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Apr 7, 2010 |
IVV vs PSCF Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco S&P SmallCap Financials ETF (PSCF) is a ETF from Invesco (US). Over the past year IVV returned +21.54% while PSCF returned +22.69%. Year to date, IVV is up 13.74% versus a gain of 18.02% for PSCF.
Over three years, IVV compounded at +22.61% per year against +18.26% for PSCF; over five years the annualized figures are +13.31% and +6.04% respectively. Across the full 16-year window we track, IVV has the edge at +7.04% annualized vs +6.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSCF has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -49.9% for PSCF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while PSCF charges 0.29%. On a $10,000 position that is $3 vs $29 annually, a gap of $26 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 2.12% for PSCF.
Holdings Overlap
IVV and PSCF share 0 holdings out of 671 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or PSCF?
IVV has an expense ratio of 0.03% while PSCF charges 0.29%. IVV is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, IVV or PSCF?
Over the past year IVV returned +21.54% vs +22.69% for PSCF, so PSCF leads on 1-year performance. Over the longest common window we track (16 years), IVV annualized +7.04% vs +6.99% for PSCF. Past performance does not guarantee future results.
Which is riskier, IVV or PSCF?
PSCF has been the more volatile fund at 19.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PSCF -49.9%.
Should I hold both IVV and PSCF?
IVV and PSCF have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and PSCF?
IVV and PSCF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 671 unique securities.
Which pays a higher dividend, IVV or PSCF?
IVV yields 1.10% while PSCF yields 2.12%, so PSCF currently pays the higher dividend yield.
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