IVV vs PSFF
iShares Core S&P 500 ETF vs Pacer Swan SOS Fund of Funds ETF
Which is better, IVV or PSFF?
Large Cap Blend against All Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 92.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PSFF |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.66% |
| AUM | $876.4B | $603M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 14 |
| YTD Return | +12.39%Best | +8.34% |
| 1Y Return | +16.61%Best | +11.34% |
| 3Y Return (annualized) | +21.38%Best | +12.61% |
| 5Y Return (annualized) | +13.51%Best | +9.80% |
| Volatility (annualized) | 15.1% | 7.2%Best |
| Max Drawdown | -24.5% | -10.8%Best |
| $10,000 over 5 years | $18,844Best | $15,959 |
| Top 10 Weight | 37.8%Best | 92.3% |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | All Cap Blend |
| Inception | May 15, 2000 | Dec 29, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Dec 30, 2020 to Sep 18, 2026 (5.7 years).
IVV vs PSFF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.
IVV vs PSFF Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Pacer Swan SOS Fund of Funds ETF (PSFF) is an ETF from Pacer ETFs. Over the past year IVV returned +16.61% while PSFF returned +11.34%. Year to date, IVV is up 12.39% versus a gain of 8.34% for PSFF.
Over three years, IVV compounded at +21.38% per year against +12.61% for PSFF; over five years the annualized figures are +13.51% and +9.80% respectively. Across the full 6-year window we track, IVV has the edge at +14.96% annualized vs +10.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.2% for PSFF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -10.8% for PSFF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while PSFF charges 0.66%. On a $10,000 position that is $3 vs $66 annually, a gap of $63 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for PSFF.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 13 in PSFF, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 13 in PSFF, against full books of 508 and 14.
What only one of them owns
Measured across the 490 and 13 positions we hold weights for.
IVV holds 482 positions PSFF does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and PSFF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PSFF?
IVV has an expense ratio of 0.03% while PSFF charges 0.66%. IVV is the cheaper option, by $63 a year on a $10,000 investment.
Which performed better, IVV or PSFF?
Over the past year IVV returned +16.61% vs +11.34% for PSFF, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +14.96% vs +10.02% for PSFF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PSFF?
IVV has been the more volatile fund at 15.1% annualized versus 7.2% for PSFF. Worst drawdown: IVV -24.5% vs PSFF -10.8%.
Should I hold both IVV and PSFF?
IVV and PSFF have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or PSFF?
IVV yields 1.06% while PSFF yields 0.00%, so IVV currently pays the higher dividend yield.
Is PSFF better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 92.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.