IVV vs PSFM
iShares Core S&P 500 ETF vs Pacer Swan SOS Flex (April) ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | PSFM | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.49% | |
| AUM | $865.2B | $25M | |
| Dividend Yield | 1.09% | 0.00% | |
| Holdings | 508 | 7 | |
| YTD Return | +13.43% | +11.19% | |
| 1Y Return | +22.61% | +15.60% | |
| 3Y Return (annualized) | +21.47% | +12.98% | |
| 5Y Return (annualized) | +13.26% | +9.70% | |
| Volatility (annualized) | 15.1% | 9.3% | |
| Max Drawdown | -56.5% | -14.3% | |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Mar 31, 2021 |
IVV vs PSFM Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Pacer Swan SOS Flex (April) ETF (PSFM) is a ETF from Pacer ETFs. Over the past year IVV returned +22.61% while PSFM returned +15.60%. Year to date, IVV is up 13.43% versus a gain of 11.19% for PSFM.
Over three years, IVV compounded at +21.47% per year against +12.98% for PSFM; over five years the annualized figures are +13.26% and +9.70% respectively. Across the full 5-year window we track, PSFM has the edge at +10.48% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.3% for PSFM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -14.3% for PSFM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while PSFM charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for PSFM.
Holdings Overlap
IVV and PSFM share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or PSFM?
IVV has an expense ratio of 0.03% while PSFM charges 0.49%. IVV is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, IVV or PSFM?
Over the past year IVV returned +22.61% vs +15.60% for PSFM, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.03% vs +10.48% for PSFM. Past performance does not guarantee future results.
Which is riskier, IVV or PSFM?
IVV has been the more volatile fund at 15.1% annualized versus 9.3% for PSFM. Worst drawdown: IVV -56.5% vs PSFM -14.3%.
Should I hold both IVV and PSFM?
IVV and PSFM have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and PSFM?
IVV and PSFM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or PSFM?
IVV yields 1.09% while PSFM yields 0.00%, so IVV currently pays the higher dividend yield.
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