IVV vs QTJA
iShares Core S&P 500 ETF vs Innovator Growth Accelerated Plus ETF - January
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | QTJA | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $907.0B | $21M | |
| Dividend Yield | 1.10% | 0.00% | |
| Holdings | 508 | 5 | |
| YTD Return | +12.71% | +12.97% | |
| 1Y Return | +21.89% | +20.22% | |
| 3Y Return (annualized) | +22.08% | +17.93% | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 17.2% | |
| Max Drawdown | -56.5% | -36.1% | |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Dec 31, 2021 |
IVV vs QTJA Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Growth Accelerated Plus ETF - January (QTJA) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +21.89% while QTJA returned +20.22%. Year to date, IVV is up 12.71% versus a gain of 12.97% for QTJA.
Over three years, IVV compounded at +22.08% per year against +17.93% for QTJA. Across the full 5-year window we track, IVV has the edge at +7.00% annualized vs +5.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTJA has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -36.1% for QTJA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while QTJA charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for QTJA.
Frequently Asked Questions
Which is cheaper, IVV or QTJA?
IVV has an expense ratio of 0.03% while QTJA charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, IVV or QTJA?
Over the past year IVV returned +21.89% vs +20.22% for QTJA, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.00% vs +5.89% for QTJA. Past performance does not guarantee future results.
Which is riskier, IVV or QTJA?
QTJA has been the more volatile fund at 17.2% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs QTJA -36.1%.
Should I hold both IVV and QTJA?
IVV and QTJA have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IVV or QTJA?
IVV yields 1.10% while QTJA yields 0.00%, so IVV currently pays the higher dividend yield.
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