IVV vs QTJA
iShares Core S&P 500 ETF vs Innovator Growth Accelerated Plus ETF - January
Which is better, IVV or QTJA?
Large Cap Blend against Multi Alternative.
IVV has a lower expense ratio. IVV led over 3Y and the full window, QTJA over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | QTJA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $876.4B | $25M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 10 |
| YTD Return | +11.57% | +13.32%Best |
| 1Y Return | +17.57% | +18.28%Best |
| 3Y Return (annualized) | +20.71%Best | +17.64% |
| 5Y Return (annualized) | +12.80% | - |
| Volatility (annualized) | 15.7%Best | 17.1% |
| Max Drawdown | -24.5%Best | -36.1% |
| $10,000 over 4.7 years | $16,942Best | $13,086 |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 15, 2000 | Dec 31, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Jan 3, 2022 to Sep 10, 2026 (4.7 years).
IVV vs QTJA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
IVV vs QTJA Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Innovator Growth Accelerated Plus ETF - January (QTJA) is an ETF from Innovator ETFs Trust. Over the past year IVV returned +17.57% while QTJA returned +18.28%. Year to date, IVV is up 11.57% versus a gain of 13.32% for QTJA.
Over three years, IVV compounded at +20.71% per year against +17.64% for QTJA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTJA has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.7% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -36.1% for QTJA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while QTJA charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for QTJA.
You are not choosing between two funds in isolation.
Whichever of IVV and QTJA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or QTJA?
IVV has an expense ratio of 0.03% while QTJA charges 0.79%. IVV is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, IVV or QTJA?
Over the past year IVV returned +17.57% vs +18.28% for QTJA, so QTJA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or QTJA?
QTJA has been the more volatile fund at 17.1% annualized versus 15.7% for IVV. Worst drawdown: IVV -24.5% vs QTJA -36.1%.
Should I hold both IVV and QTJA?
IVV and QTJA have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or QTJA?
IVV yields 1.06% while QTJA yields 0.00%, so IVV currently pays the higher dividend yield.
Is QTJA better than IVV?
IVV has a lower expense ratio. IVV led over 3Y and the full window, QTJA over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.