IVV vs RDYY
iShares Core S&P 500 ETF vs YieldMax RDDT Option Income Strategy ETF
Which is better, IVV or RDYY?
Large Cap Blend against Option Writing.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RDYY |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.01% |
| AUM | $876.4B | $13M |
| Dividend Yield | 1.06% | 141.85% |
| Holdings | 508 | 16 |
| YTD Return | +14.15%Best | -29.13% |
| 1Y Return | +17.31%Best | -34.54% |
| 3Y Return (annualized) | +23.17% | - |
| 5Y Return (annualized) | +13.85% | - |
| Volatility (annualized) | 13.2%Best | 40.6% |
| Max Drawdown | -8.9%Best | -51.2% |
| $10,000 over 1 years | $11,992Best | $6,894 |
| Fund Family | iShares by BlackRock (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 15, 2000 | Sep 8, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 9, 2025 to Sep 21, 2026 (1 years).
IVV vs RDYY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
IVV vs RDYY Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and YieldMax RDDT Option Income Strategy ETF (RDYY) is an ETF from YieldMax ETF. Over the past year IVV returned +17.31% while RDYY returned -34.54%. Year to date, IVV is up 14.15% versus a loss of 29.13% for RDYY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDYY has been the more volatile fund, with annualized monthly volatility of 40.6% compared with 13.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -51.2% for RDYY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while RDYY charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 141.85% for RDYY.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 2 in RDYY, totalling 99.3% and 20.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 2 in RDYY, against full books of 508 and 16.
You are not choosing between two funds in isolation.
Whichever of IVV and RDYY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RDYY?
IVV has an expense ratio of 0.03% while RDYY charges 1.01%. IVV is the cheaper option, by $98 a year on a $10,000 investment.
Which performed better, IVV or RDYY?
Over the past year IVV returned +17.31% vs -34.54% for RDYY, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +19.92% vs -31.06% for RDYY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RDYY?
RDYY has been the more volatile fund at 40.6% annualized versus 13.2% for IVV. Worst drawdown: IVV -8.9% vs RDYY -51.2%.
Should I hold both IVV and RDYY?
IVV and RDYY have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or RDYY?
IVV yields 1.06% while RDYY yields 141.85%, so RDYY currently pays the higher dividend yield.
Is RDYY better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.