IVV vs RDYY

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRDYYWinner
Expense Ratio0.03%1.01%
AUM$865.2B$16M
Dividend Yield1.09%81.03%
Holdings50817
YTD Return+13.43%-31.75%
1Y Return+22.61%-34.40%
3Y Return (annualized)+21.47%-
5Y Return (annualized)+13.26%-
Volatility (annualized)15.1%-
Max Drawdown-56.5%-51.2%
Fund FamilyiShares by BlackRock (US)YieldMax ETF
CategoryEquityAlternative
InceptionMay 15, 2000Sep 8, 2025

IVV vs RDYY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax RDDT Option Income Strategy ETF (RDYY) is a ETF from YieldMax ETF. Over the past year IVV returned +22.61% while RDYY returned -34.40%. Year to date, IVV is up 13.43% versus a loss of 31.75% for RDYY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for IVV and -51.2% for RDYY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IVV charges 0.03% per year while RDYY charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 81.03% for RDYY.

Holdings Overlap

0.0%overlap

IVV and RDYY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or RDYY?

IVV has an expense ratio of 0.03% while RDYY charges 1.01%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, IVV or RDYY?

Over the past year IVV returned +22.61% vs -34.40% for RDYY, so IVV leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between IVV and RDYY?

IVV and RDYY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, IVV or RDYY?

IVV yields 1.09% while RDYY yields 81.03%, so RDYY currently pays the higher dividend yield.

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