IVV vs REM
iShares Core S&P 500 ETF vs iShares Mortgage Real Estate ETF
Which is better, IVV or REM?
Large Cap Blend against Small Cap Value.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 77.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | REM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.48% |
| AUM | $886.7B | $541M |
| Dividend Yield | 1.10% | 8.92% |
| Holdings | 508 | 37 |
| YTD Return | +13.39%Best | -2.70% |
| 1Y Return | +20.08%Best | -0.50% |
| 3Y Return (annualized) | +21.29%Best | +5.15% |
| 5Y Return (annualized) | +12.88%Best | -2.10% |
| Volatility (annualized) | 15.6%Best | 24.5% |
| Max Drawdown | -56.5%Best | -92.9% |
| $10,000 over 5 years | $18,327Best | $8,993 |
| Top 10 Weight | 37.9%Best | 77.8% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Small Cap Value |
| Inception | May 15, 2000 | May 1, 2007 |
Volatility and max drawdown are measured over the window both funds cover: May 4, 2007 to Sep 4, 2026 (19.3 years).
IVV vs REM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.3 years both funds cover.
IVV vs REM Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares Mortgage Real Estate ETF (REM) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +20.08% while REM returned -0.50%. Year to date, IVV is up 13.39% versus a loss of 2.70% for REM.
Over three years, IVV compounded at +21.29% per year against +5.15% for REM; over five years the annualized figures are +12.88% and -2.10% respectively. Across the full 19-year window we track, IVV has the edge at +9.24% annualized vs -8.77%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REM has been the more volatile fund, with annualized monthly volatility of 24.5% compared with 15.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -92.9% for REM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while REM charges 0.48%. On a $10,000 position that is $3 vs $48 annually, a gap of $45 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 8.92% for REM.
Holdings Overlap
0.2% of IVV's money is in holdings REM also owns. 0.3% of REM's money is in holdings IVV also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 504 positions we hold weights for in IVV and 30 in REM, against full books of 508 and 37.
What only one of them owns
Our book lists 29 positions for REM that do not appear in our book for IVV (99.3% of the fund), and 492 for IVV that do not appear in REM (99.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in REM | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.18% | 0.31% | 0.13% |
You are not choosing between two funds in isolation.
Whichever of IVV and REM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or REM?
IVV has an expense ratio of 0.03% while REM charges 0.48%. IVV is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, IVV or REM?
Over the past year IVV returned +20.08% vs -0.50% for REM, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +9.24% vs -8.77% for REM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or REM?
REM has been the more volatile fund at 24.5% annualized versus 15.6% for IVV. Worst drawdown: IVV -56.5% vs REM -92.9%.
Should I hold both IVV and REM?
IVV and REM have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or REM?
IVV yields 1.10% while REM yields 8.92%, so REM currently pays the higher dividend yield.
Is REM better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 77.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.