IVV vs RMIF
iShares Core S&P 500 ETF vs LHA Risk-Managed Income ETF
Which is better, IVV or RMIF?
Large Cap Blend against Intermediate Term Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RMIF |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.55% |
| AUM | $876.4B | $6M |
| Dividend Yield | 1.06% | 5.68% |
| Holdings | 508 | 7 |
| Volatility (annualized) | 13.0% | 2.4%Best |
| Max Drawdown | -18.8% | -3.7%Best |
| $10,000 over 3.1 years | $17,849Best | $11,196 |
| Top 10 Weight | 37.8% | - |
| Fund Family | iShares by BlackRock (US) | Little Harbor Advisors |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Intermediate Term Bond |
| Inception | May 15, 2000 | Jun 9, 2023 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 56 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 21, 2026 and RMIF through Jul 27, 2026.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jun 9, 2023 to Jul 27, 2026 (3.1 years).
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 2.4% for RMIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -3.7% for RMIF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while RMIF charges 1.55%. On a $10,000 position that is $3 vs $155 annually, a gap of $152 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 5.68% for RMIF.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 6 in RMIF, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 123 days apart, IVV as of Aug 31, 2026 and RMIF as of Apr 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 6 in RMIF, against full books of 508 and 7.
What only one of them owns
Our book lists 6 positions for RMIF that do not appear in our book for IVV (100.0% of the fund), and 482 for IVV that do not appear in RMIF (98.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVV and RMIF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RMIF?
IVV has an expense ratio of 0.03% while RMIF charges 1.55%. IVV is the cheaper option, by $152 a year on a $10,000 investment.
Which is riskier, IVV or RMIF?
IVV has been the more volatile fund at 13.0% annualized versus 2.4% for RMIF. Worst drawdown: IVV -18.8% vs RMIF -3.7%.
Should I hold both IVV and RMIF?
IVV and RMIF have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or RMIF?
IVV yields 1.06% while RMIF yields 5.68%, so RMIF currently pays the higher dividend yield.
Is RMIF better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.