IVV vs RSBY
iShares Core S&P 500 ETF vs Return Stacked Bonds & Futures Yield ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | RSBY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.01% | |
| AUM | $907.0B | $55M | |
| Dividend Yield | 1.10% | 1.78% | |
| Holdings | 508 | 35 | |
| YTD Return | +12.71% | +17.41% | |
| 1Y Return | +21.89% | +12.88% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 13.8% | |
| Max Drawdown | -56.5% | -23.4% | |
| Fund Family | iShares by BlackRock (US) | Return Stacked ETF | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Aug 20, 2024 |
IVV vs RSBY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Return Stacked Bonds & Futures Yield ETF (RSBY) is a ETF from Return Stacked ETF. Over the past year IVV returned +21.89% while RSBY returned +12.88%. Year to date, IVV is up 12.71% versus a gain of 17.41% for RSBY.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.8% for RSBY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -23.4% for RSBY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while RSBY charges 1.01%. On a $10,000 position that is $3 vs $101 annually, a gap of $98 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.78% for RSBY.
Holdings Overlap
IVV and RSBY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RSBY?
IVV has an expense ratio of 0.03% while RSBY charges 1.01%. IVV is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, IVV or RSBY?
Over the past year IVV returned +21.89% vs +12.88% for RSBY, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.00% vs -4.25% for RSBY. Past performance does not guarantee future results.
Which is riskier, IVV or RSBY?
IVV has been the more volatile fund at 15.1% annualized versus 13.8% for RSBY. Worst drawdown: IVV -56.5% vs RSBY -23.4%.
Should I hold both IVV and RSBY?
IVV and RSBY have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RSBY?
IVV and RSBY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, IVV or RSBY?
IVV yields 1.10% while RSBY yields 1.78%, so RSBY currently pays the higher dividend yield.
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