IVV vs SDCI
iShares Core S&P 500 ETF vs USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund
Quick Verdict
IVV has a lower expense ratio. SDCI delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SDCI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.60% | |
| AUM | $865.2B | $570M | |
| Dividend Yield | 1.09% | 3.09% | |
| Holdings | 508 | 23 | |
| YTD Return | +13.80% | +32.85% | |
| 1Y Return | +23.01% | +38.78% | |
| 3Y Return (annualized) | +21.77% | +21.56% | |
| 5Y Return (annualized) | +13.39% | +21.62% | |
| Volatility (annualized) | 15.1% | 16.6% | |
| Max Drawdown | -56.5% | -45.8% | |
| Fund Family | iShares by BlackRock (US) | USCF Investments | |
| Category | Equity | Commodity | |
| Inception | May 15, 2000 | May 3, 2018 |
IVV vs SDCI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI) is a ETF from USCF Investments. Over the past year IVV returned +23.01% while SDCI returned +38.78%. Year to date, IVV is up 13.80% versus a gain of 32.85% for SDCI.
Over three years, IVV compounded at +21.77% per year against +21.56% for SDCI; over five years the annualized figures are +13.39% and +21.62% respectively. Across the full 8-year window we track, SDCI has the edge at +11.73% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SDCI has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -45.8% for SDCI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while SDCI charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.09% for SDCI.
Holdings Overlap
IVV and SDCI share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SDCI?
IVV has an expense ratio of 0.03% while SDCI charges 0.60%. IVV is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, IVV or SDCI?
Over the past year IVV returned +23.01% vs +38.78% for SDCI, so SDCI leads on 1-year performance. Over the longest common window we track (8 years), IVV annualized +7.04% vs +11.73% for SDCI. Past performance does not guarantee future results.
Which is riskier, IVV or SDCI?
SDCI has been the more volatile fund at 16.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SDCI -45.8%.
Should I hold both IVV and SDCI?
IVV and SDCI have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SDCI?
IVV and SDCI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, IVV or SDCI?
IVV yields 1.09% while SDCI yields 3.09%, so SDCI currently pays the higher dividend yield.
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