IVV vs SDSI
iShares Core S&P 500 ETF vs American Century Short Duration Strategic Income ETF
Which is better, IVV or SDSI?
Large Cap Blend against Short Term Bond.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SDSI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.32% |
| AUM | $876.4B | $291M |
| Dividend Yield | 1.06% | 4.75% |
| Holdings | 508 | 396 |
| YTD Return | +12.51%Best | +1.07% |
| 1Y Return | +17.57%Best | +2.52% |
| 3Y Return (annualized) | +21.27%Best | +5.49% |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 13.0% | 2.0%Best |
| Max Drawdown | -18.8% | -1.3%Best |
| $10,000 over 3.9 years | $21,954Best | $12,245 |
| Fund Family | iShares by BlackRock (US) | American Century Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | May 15, 2000 | Oct 11, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 13, 2022 to Sep 11, 2026 (3.9 years).
IVV vs SDSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
IVV vs SDSI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and American Century Short Duration Strategic Income ETF (SDSI) is an ETF from American Century Investments. Over the past year IVV returned +17.57% while SDSI returned +2.52%. Year to date, IVV is up 12.51% versus a gain of 1.07% for SDSI.
Over three years, IVV compounded at +21.27% per year against +5.49% for SDSI. Across the full 4-year window we track, IVV has the edge at +22.34% annualized vs +5.33%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 2.0% for SDSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -1.3% for SDSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while SDSI charges 0.32%. On a $10,000 position that is $3 vs $32 annually, a gap of $29 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.75% for SDSI.
Holdings Overlap
At least 0.3% of IVV's money is in holdings SDSI also owns.
Stated as a floor: for SDSI, our book for it covers 44.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 505 positions we hold weights for in IVV and 131 in SDSI, against full books of 508 and 396.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SDSI | Difference |
|---|---|---|---|
| CCitigroup Inc V/R /Perp | 0.35% | 0.38% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of IVV and SDSI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SDSI?
IVV has an expense ratio of 0.03% while SDSI charges 0.32%. IVV is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, IVV or SDSI?
Over the past year IVV returned +17.57% vs +2.52% for SDSI, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +22.34% vs +5.33% for SDSI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SDSI?
IVV has been the more volatile fund at 13.0% annualized versus 2.0% for SDSI. Worst drawdown: IVV -18.8% vs SDSI -1.3%.
Should I hold both IVV and SDSI?
IVV and SDSI have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or SDSI?
IVV yields 1.06% while SDSI yields 4.75%, so SDSI currently pays the higher dividend yield.
Is SDSI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.