IVV vs SHYG

IVV vs SHYG
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. SHYG offers more diversification with 1,165 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: SHYG

Side-by-Side Comparison

MetricIVVSHYGWinner
Expense Ratio0.03%0.30%
AUM$907.0B$7.6B
Dividend Yield1.10%7.03%
Holdings5081,165
YTD Return+12.71%+2.54%
1Y Return+21.89%+5.50%
3Y Return (annualized)+22.08%+8.16%
5Y Return (annualized)+12.96%+5.01%
Volatility (annualized)15.1%5.5%
Max Drawdown-56.5%-26.3%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Oct 15, 2013

IVV vs SHYG Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares 0-5 Year High Yield Corporate Bond ETF (SHYG) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +21.89% while SHYG returned +5.50%. Year to date, IVV is up 12.71% versus a gain of 2.54% for SHYG.

Over three years, IVV compounded at +22.08% per year against +8.16% for SHYG; over five years the annualized figures are +12.96% and +5.01% respectively. Across the full 13-year window we track, IVV has the edge at +7.00% annualized vs +1.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.5% for SHYG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -26.3% for SHYG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while SHYG charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 7.03% for SHYG.

Holdings Overlap

0.1%overlap

IVV and SHYG share 1 holdings out of 1485 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in SHYGDifference
XTSLA0.15%1.15%1.00%

Frequently Asked Questions

Which is cheaper, IVV or SHYG?

IVV has an expense ratio of 0.03% while SHYG charges 0.30%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, IVV or SHYG?

Over the past year IVV returned +21.89% vs +5.50% for SHYG, so IVV leads on 1-year performance. Over the longest common window we track (13 years), IVV annualized +7.00% vs +1.43% for SHYG. Past performance does not guarantee future results.

Which is riskier, IVV or SHYG?

IVV has been the more volatile fund at 15.1% annualized versus 5.5% for SHYG. Worst drawdown: IVV -56.5% vs SHYG -26.3%.

Should I hold both IVV and SHYG?

IVV and SHYG have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and SHYG?

IVV and SHYG share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1485 unique securities.

Which pays a higher dividend, IVV or SHYG?

IVV yields 1.10% while SHYG yields 7.03%, so SHYG currently pays the higher dividend yield.

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