IVV vs SIFI
iShares Core S&P 500 ETF vs Harbor Ares Systematic Multi-Sector Income ETF
Which is better, IVV or SIFI?
Large Cap Blend against Diversified Sectoral Bond.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SIFI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.50% |
| AUM | $876.4B | $33M |
| Dividend Yield | 1.06% | 8.09% |
| Holdings | 508 | 190 |
| YTD Return | +11.57%Best | +0.68% |
| 1Y Return | +17.57%Best | +2.28% |
| 3Y Return (annualized) | +20.71%Best | +7.01% |
| 5Y Return (annualized) | +12.80%Best | +2.16% |
| Volatility (annualized) | 15.7% | 5.7%Best |
| Max Drawdown | -24.5% | -14.7%Best |
| $10,000 over 5 years | $18,262Best | $11,128 |
| Fund Family | iShares by BlackRock (US) | Harbor Funds |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Diversified Sectoral Bond |
| Inception | May 15, 2000 | Sep 14, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 16, 2021 to Sep 10, 2026 (5 years).
IVV vs SIFI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
IVV vs SIFI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Harbor Ares Systematic Multi-Sector Income ETF (SIFI) is an ETF from Harbor Funds. Over the past year IVV returned +17.57% while SIFI returned +2.28%. Year to date, IVV is up 11.57% versus a gain of 0.68% for SIFI.
Over three years, IVV compounded at +20.71% per year against +7.01% for SIFI; over five years the annualized figures are +12.80% and +2.16% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 5.7% for SIFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -14.7% for SIFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SIFI charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 8.09% for SIFI.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 151 in SIFI, totalling 100.0% and 76.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 151 in SIFI, against full books of 508 and 190.
You are not choosing between two funds in isolation.
Whichever of IVV and SIFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SIFI?
IVV has an expense ratio of 0.03% while SIFI charges 0.50%. IVV is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, IVV or SIFI?
Over the past year IVV returned +17.57% vs +2.28% for SIFI, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SIFI?
IVV has been the more volatile fund at 15.7% annualized versus 5.7% for SIFI. Worst drawdown: IVV -24.5% vs SIFI -14.7%.
Should I hold both IVV and SIFI?
IVV and SIFI have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or SIFI?
IVV yields 1.06% while SIFI yields 8.09%, so SIFI currently pays the higher dividend yield.
Is SIFI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.