IVV vs SJCP
iShares Core S&P 500 ETF vs SanJac Alpha Core Plus Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | SJCP | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.65% | |
| AUM | $907.0B | $8M | |
| Dividend Yield | 1.10% | 3.79% | |
| Holdings | 508 | 20 | |
| YTD Return | +12.71% | +1.56% | |
| 1Y Return | +21.89% | +3.74% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 2.1% | |
| Max Drawdown | -56.5% | -2.0% | |
| Fund Family | iShares by BlackRock (US) | SanJac Alpha | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Sep 9, 2024 |
IVV vs SJCP Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and SanJac Alpha Core Plus Bond ETF (SJCP) is a ETF from SanJac Alpha. Over the past year IVV returned +21.89% while SJCP returned +3.74%. Year to date, IVV is up 12.71% versus a gain of 1.56% for SJCP.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.1% for SJCP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -2.0% for SJCP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while SJCP charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 3.79% for SJCP.
Holdings Overlap
IVV and SJCP share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SJCP?
IVV has an expense ratio of 0.03% while SJCP charges 0.65%. IVV is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, IVV or SJCP?
Over the past year IVV returned +21.89% vs +3.74% for SJCP, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.00% vs +4.82% for SJCP. Past performance does not guarantee future results.
Which is riskier, IVV or SJCP?
IVV has been the more volatile fund at 15.1% annualized versus 2.1% for SJCP. Worst drawdown: IVV -56.5% vs SJCP -2.0%.
Should I hold both IVV and SJCP?
IVV and SJCP have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SJCP?
IVV and SJCP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, IVV or SJCP?
IVV yields 1.10% while SJCP yields 3.79%, so SJCP currently pays the higher dividend yield.
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