Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVSPBCWinner
Expense Ratio0.03%0.54%
AUM$865.2B$44M
Dividend Yield1.09%0.85%
Holdings5084
YTD Return+13.80%+10.40%
1Y Return+23.70%+16.77%
3Y Return (annualized)+21.49%+26.09%
5Y Return (annualized)+13.43%+15.03%
Volatility (annualized)15.1%19.8%
Max Drawdown-56.5%-33.8%
Fund FamilyiShares by BlackRock (US)Simplify Exchange Traded Funds
CategoryEquityAlternative
InceptionMay 15, 2000May 24, 2021

IVV vs SPBC Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Simplify US Equity PLUS Bitcoin Strategy ETF (SPBC) is a ETF from Simplify Exchange Traded Funds. Over the past year IVV returned +23.70% while SPBC returned +16.77%. Year to date, IVV is up 13.80% versus a gain of 10.40% for SPBC.

Over three years, IVV compounded at +21.49% per year against +26.09% for SPBC; over five years the annualized figures are +13.43% and +15.03% respectively. Across the full 5-year window we track, SPBC has the edge at +16.17% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPBC has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -33.8% for SPBC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while SPBC charges 0.54%. On a $10,000 position that is $3 vs $54 annually, a gap of $51 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.85% for SPBC.

Holdings Overlap

0.0%overlap

IVV and SPBC share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or SPBC?

IVV has an expense ratio of 0.03% while SPBC charges 0.54%. IVV is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, IVV or SPBC?

Over the past year IVV returned +23.70% vs +16.77% for SPBC, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.05% vs +16.17% for SPBC. Past performance does not guarantee future results.

Which is riskier, IVV or SPBC?

SPBC has been the more volatile fund at 19.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SPBC -33.8%.

Should I hold both IVV and SPBC?

IVV and SPBC have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and SPBC?

IVV and SPBC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, IVV or SPBC?

IVV yields 1.09% while SPBC yields 0.85%, so IVV currently pays the higher dividend yield.

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