IVV vs SPCZ

IVV vs SPCZ

Which is better, IVV or SPCZ?

Large Cap Blend against Small Cap Growth.

IVV has a lower expense ratio. IVV led over 1Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVSPCZ
Expense Ratio0.03%Best0.90%
AUM$876.4B$7M
Dividend Yield1.06%9.67%
Holdings508171
Volatility (annualized)14.6%6.5%Best
Max Drawdown-18.8%-12.3%Best
$10,000 over 4 years$20,757Best$11,400
Fund FamilyiShares by BlackRock (US)RiverNorth
CategoryEquityEquity
StyleLarge Cap BlendSmall Cap Growth
InceptionMay 15, 2000Jul 11, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 64 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 10, 2026 and SPCZ through Jul 8, 2026.

Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Jul 12, 2022 to Jul 8, 2026 (4 years).

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.5% for SPCZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -12.3% for SPCZ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.03. They move largely independently of each other.

Fees and Cost Over Time

IVV charges 0.03% per year while SPCZ charges 0.90%. On a $10,000 position that is $3 vs $90 annually, a gap of $87 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 9.67% for SPCZ.

Holdings Overlap

IVV already in SPCZ0.1%

At least 0.1% of IVV's money is in holdings SPCZ also owns.

Stated as a floor: for SPCZ, our book for it covers 94.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 159 days apart, IVV as of Aug 5, 2026 and SPCZ as of Feb 27, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 505 positions we hold weights for in IVV and 87 in SPCZ, against full books of 508 and 171.

Top Shared Holdings

StockWeight in IVVWeight in SPCZDifference
STTState Street Corp.0.08%4.79%4.71%

You are not choosing between two funds in isolation.

Whichever of IVV and SPCZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVSPCZ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or SPCZ?

IVV has an expense ratio of 0.03% while SPCZ charges 0.90%. IVV is the cheaper option, by $87 a year on a $10,000 investment.

Which is riskier, IVV or SPCZ?

IVV has been the more volatile fund at 14.6% annualized versus 6.5% for SPCZ. Worst drawdown: IVV -18.8% vs SPCZ -12.3%.

Should I hold both IVV and SPCZ?

IVV and SPCZ have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or SPCZ?

IVV yields 1.06% while SPCZ yields 9.67%, so SPCZ currently pays the higher dividend yield.

Is SPCZ better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.