IVV vs STIP
iShares Core S&P 500 ETF vs iShares 0-5 Year TIPS Bond ETF
Which is better, IVV or STIP?
IVV has been ahead.
IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | STIP |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $876.4B | $16.2B |
| Dividend Yield | 1.06% | 4.91% |
| Holdings | 508 | 27 |
| YTD Return | +11.03%Best | +1.21% |
| 1Y Return | +15.62%Best | +1.34% |
| 3Y Return (annualized) | +20.81%Best | +4.73% |
| 5Y Return (annualized) | +12.61%Best | +2.89% |
| Volatility (annualized) | 14.2% | 2.2%Best |
| Max Drawdown | -33.9% | -6.9%Best |
| $10,000 over 5 years | $18,109Best | $11,531 |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Dec 1, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 3, 2010 to Sep 16, 2026 (15.8 years).
IVV vs STIP growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs STIP Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares 0-5 Year TIPS Bond ETF (STIP) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +15.62% while STIP returned +1.34%. Year to date, IVV is up 11.03% versus a gain of 1.21% for STIP.
Over three years, IVV compounded at +20.81% per year against +4.73% for STIP; over five years the annualized figures are +12.61% and +2.89% respectively. Across the full 16-year window we track, IVV has the edge at +12.74% annualized vs +1.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 2.2% for STIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -6.9% for STIP. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while STIP charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, IVV currently yields 1.06% against 4.91% for STIP.
Holdings Overlap
At least 0.1% of IVV's money is in holdings STIP also owns.
Stated as a floor: for STIP, our book for it covers 89.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 490 positions we hold weights for in IVV and 24 in STIP, against full books of 508 and 27.
Top Shared Holdings
| Stock | Weight in IVV | Weight in STIP | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.15% | 0.09% | 0.06% |
You are not choosing between two funds in isolation.
Whichever of IVV and STIP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or STIP?
IVV has an expense ratio of 0.03% while STIP charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, IVV or STIP?
Over the past year IVV returned +15.62% vs +1.34% for STIP, so IVV leads on 1-year performance. Over the longest common window we track (16 years), IVV annualized +12.74% vs +1.50% for STIP. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or STIP?
IVV has been the more volatile fund at 14.2% annualized versus 2.2% for STIP. Worst drawdown: IVV -33.9% vs STIP -6.9%.
Should I hold both IVV and STIP?
IVV and STIP have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or STIP?
IVV yields 1.06% while STIP yields 4.91%, so STIP currently pays the higher dividend yield.
Is STIP better than IVV?
IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.