IVV vs TIPC
IVV vs TIPC
iShares Core S&P 500 ETF vs Northern Trust 2045 Inflation-Linked Distributing Ladder ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TIPC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.10% | |
| AUM | $865.2B | $3M | |
| Dividend Yield | 1.09% | 4.02% | |
| Holdings | 508 | 17 | |
| YTD Return | +13.80% | -0.59% | |
| 1Y Return | +23.70% | +1.15% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 3.8% | |
| Max Drawdown | -56.5% | -3.0% | |
| Fund Family | iShares by BlackRock (US) | Northern Trust Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Mar 1, 2025 |
IVV vs TIPC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Northern Trust 2045 Inflation-Linked Distributing Ladder ETF (TIPC) is a ETF from Northern Trust Asset Management. Over the past year IVV returned +23.70% while TIPC returned +1.15%. Year to date, IVV is up 13.80% versus a loss of 0.59% for TIPC.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.8% for TIPC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -3.0% for TIPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while TIPC charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.02% for TIPC.
Holdings Overlap
IVV and TIPC share 0 holdings out of 519 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or TIPC?
IVV has an expense ratio of 0.03% while TIPC charges 0.10%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IVV or TIPC?
Over the past year IVV returned +23.70% vs +1.15% for TIPC, so IVV leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, IVV or TIPC?
IVV has been the more volatile fund at 15.1% annualized versus 3.8% for TIPC. Worst drawdown: IVV -56.5% vs TIPC -3.0%.
Should I hold both IVV and TIPC?
IVV and TIPC have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TIPC?
IVV and TIPC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 519 unique securities.
Which pays a higher dividend, IVV or TIPC?
IVV yields 1.09% while TIPC yields 4.02%, so TIPC currently pays the higher dividend yield.
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