IVV vs TIPD
iShares Core S&P 500 ETF vs Northern Trust 2055 Inflation-Linked Distributing Ladder ETF
Which is better, IVV or TIPD?
Large Cap Blend against Inflation Protection.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TIPD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.10% |
| AUM | $876.4B | - |
| Dividend Yield | 1.06% | - |
| Holdings | 508 | 28 |
| YTD Return | +12.27%Best | -1.18% |
| 1Y Return | +17.04%Best | -2.78% |
| 3Y Return (annualized) | +21.24% | - |
| 5Y Return (annualized) | +13.08% | - |
| Volatility (annualized) | 12.9% | 5.3%Best |
| Max Drawdown | -8.9% | -4.5%Best |
| $10,000 over 1.1 years | $12,105Best | $10,068 |
| Fund Family | iShares by BlackRock (US) | Northern Trust Asset Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Inflation Protection |
| Inception | May 15, 2000 | Mar 1, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 19, 2025 to Sep 17, 2026 (1.1 years).
IVV vs TIPD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
IVV vs TIPD Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Northern Trust 2055 Inflation-Linked Distributing Ladder ETF (TIPD) is an ETF from Northern Trust Asset Management. Over the past year IVV returned +17.04% while TIPD returned -2.78%. Year to date, IVV is up 12.27% versus a loss of 1.18% for TIPD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 5.3% for TIPD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -4.5% for TIPD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while TIPD charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 24 in TIPD, totalling 99.3% and 84.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 24 in TIPD, against full books of 508 and 28.
You are not choosing between two funds in isolation.
Whichever of IVV and TIPD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TIPD?
IVV has an expense ratio of 0.03% while TIPD charges 0.10%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IVV or TIPD?
Over the past year IVV returned +17.04% vs -2.78% for TIPD, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +18.97% vs +0.62% for TIPD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TIPD?
IVV has been the more volatile fund at 12.9% annualized versus 5.3% for TIPD. Worst drawdown: IVV -8.9% vs TIPD -4.5%.
Should I hold both IVV and TIPD?
IVV and TIPD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Is TIPD better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.