IVV vs TPSC
iShares Core S&P 500 ETF vs Timothy Plan US Small Cap Core ETF
Quick Verdict
IVV has a lower expense ratio. TPSC delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | TPSC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.52% | |
| AUM | $865.2B | $363M | |
| Dividend Yield | 1.09% | 1.04% | |
| Holdings | 508 | 443 | |
| YTD Return | +13.80% | +17.18% | |
| 1Y Return | +23.01% | +24.61% | |
| 3Y Return (annualized) | +21.77% | +14.62% | |
| 5Y Return (annualized) | +13.39% | +8.78% | |
| Volatility (annualized) | 15.1% | 21.5% | |
| Max Drawdown | -56.5% | -41.9% | |
| Fund Family | iShares by BlackRock (US) | Timothy Plan | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Dec 2, 2019 |
IVV vs TPSC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Timothy Plan US Small Cap Core ETF (TPSC) is a ETF from Timothy Plan. Over the past year IVV returned +23.01% while TPSC returned +24.61%. Year to date, IVV is up 13.80% versus a gain of 17.18% for TPSC.
Over three years, IVV compounded at +21.77% per year against +14.62% for TPSC; over five years the annualized figures are +13.39% and +8.78% respectively. Across the full 7-year window we track, TPSC has the edge at +11.66% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TPSC has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -41.9% for TPSC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while TPSC charges 0.52%. On a $10,000 position that is $3 vs $52 annually, a gap of $49 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.04% for TPSC.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, IVV or TPSC?
IVV has an expense ratio of 0.03% while TPSC charges 0.52%. IVV is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, IVV or TPSC?
Over the past year IVV returned +23.01% vs +24.61% for TPSC, so TPSC leads on 1-year performance. Over the longest common window we track (7 years), IVV annualized +7.04% vs +11.66% for TPSC. Past performance does not guarantee future results.
Which is riskier, IVV or TPSC?
TPSC has been the more volatile fund at 21.5% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs TPSC -41.9%.
Should I hold both IVV and TPSC?
IVV and TPSC have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and TPSC?
IVV and TPSC share 2 common holdings with a 0.4% weight overlap. Combined, they hold 941 unique securities.
Which pays a higher dividend, IVV or TPSC?
IVV yields 1.09% while TPSC yields 1.04%, so IVV currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.