IVV vs UJB
iShares Core S&P 500 ETF vs ProShares Ultra High Yield ETF
Which is better, IVV or UJB?
Large Cap Blend against Trading-Inverse Equity.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | UJB |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.95% |
| AUM | $876.4B | $11M |
| Dividend Yield | 1.06% | 3.17% |
| Holdings | 508 | 6 |
| YTD Return | +12.39%Best | -0.40% |
| 1Y Return | +16.61%Best | +0.72% |
| 3Y Return (annualized) | +21.38%Best | +10.30% |
| 5Y Return (annualized) | +13.51%Best | +2.05% |
| Volatility (annualized) | 14.3%Best | 15.3% |
| Max Drawdown | -33.9%Best | -40.5% |
| $10,000 over 5 years | $18,844Best | $11,068 |
| Fund Family | iShares by BlackRock (US) | ProShares |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Trading-Inverse Equity |
| Inception | May 15, 2000 | Apr 13, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 14, 2011 to Sep 18, 2026 (15.4 years).
IVV vs UJB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.4 years both funds cover.
IVV vs UJB Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and ProShares Ultra High Yield ETF (UJB) is an ETF from ProShares. Over the past year IVV returned +16.61% while UJB returned +0.72%. Year to date, IVV is up 12.39% versus a loss of 0.40% for UJB.
Over three years, IVV compounded at +21.38% per year against +10.30% for UJB; over five years the annualized figures are +13.51% and +2.05% respectively. Across the full 15-year window we track, IVV has the edge at +12.64% annualized vs +5.19%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UJB has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.3% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -40.5% for UJB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while UJB charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 3.17% for UJB.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 1 in UJB, totalling 99.3% and 18.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 1 in UJB, against full books of 508 and 6.
You are not choosing between two funds in isolation.
Whichever of IVV and UJB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or UJB?
IVV has an expense ratio of 0.03% while UJB charges 0.95%. IVV is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, IVV or UJB?
Over the past year IVV returned +16.61% vs +0.72% for UJB, so IVV leads on 1-year performance. Over the longest common window we track (15 years), IVV annualized +12.64% vs +5.19% for UJB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or UJB?
UJB has been the more volatile fund at 15.3% annualized versus 14.3% for IVV. Worst drawdown: IVV -33.9% vs UJB -40.5%.
Should I hold both IVV and UJB?
IVV and UJB have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or UJB?
IVV yields 1.06% while UJB yields 3.17%, so UJB currently pays the higher dividend yield.
Is UJB better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.