IVV vs UNL
iShares Core S&P 500 ETF vs United States 12 Month Natural Gas Fund
Which is better, IVV or UNL?
Large Cap Blend against Energy.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | UNL |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.65% |
| AUM | $876.4B | $16M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 16 |
| YTD Return | +12.51%Best | -19.13% |
| 1Y Return | +17.57%Best | -24.17% |
| 3Y Return (annualized) | +21.27%Best | -19.40% |
| 5Y Return (annualized) | +12.95%Best | -15.67% |
| Volatility (annualized) | 14.4%Best | 30.7% |
| Max Drawdown | -33.9%Best | -89.8% |
| $10,000 over 5 years | $18,384Best | $4,265 |
| Fund Family | iShares by BlackRock (US) | USCF Investments |
| Category | Equity | Commodity |
| Style | Large Cap Blend | Energy |
| Inception | May 15, 2000 | Nov 18, 2009 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Nov 18, 2009 to Sep 11, 2026 (16.8 years).
IVV vs UNL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.8 years both funds cover.
IVV vs UNL Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and United States 12 Month Natural Gas Fund (UNL) is an ETF from USCF Investments. Over the past year IVV returned +17.57% while UNL returned -24.17%. Year to date, IVV is up 12.51% versus a loss of 19.13% for UNL.
Over three years, IVV compounded at +21.27% per year against -19.40% for UNL; over five years the annualized figures are +12.95% and -15.67% respectively. Across the full 17-year window we track, IVV has the edge at +12.67% annualized vs -11.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UNL has been the more volatile fund, with annualized monthly volatility of 30.7% compared with 14.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -89.8% for UNL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.05. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while UNL charges 1.65%. On a $10,000 position that is $3 vs $165 annually, a gap of $162 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for UNL.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 1 in UNL, totalling 100.0% and 29.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 1 in UNL, against full books of 508 and 16.
You are not choosing between two funds in isolation.
Whichever of IVV and UNL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or UNL?
IVV has an expense ratio of 0.03% while UNL charges 1.65%. IVV is the cheaper option, by $162 a year on a $10,000 investment.
Which performed better, IVV or UNL?
Over the past year IVV returned +17.57% vs -24.17% for UNL, so IVV leads on 1-year performance. Over the longest common window we track (17 years), IVV annualized +12.67% vs -11.81% for UNL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or UNL?
UNL has been the more volatile fund at 30.7% annualized versus 14.4% for IVV. Worst drawdown: IVV -33.9% vs UNL -89.8%.
Should I hold both IVV and UNL?
IVV and UNL have a monthly-return correlation of 0.05, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or UNL?
IVV yields 1.06% while UNL yields 0.00%, so IVV currently pays the higher dividend yield.
Is UNL better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.