IVV vs USE
iShares Core S&P 500 ETF vs USCF Energy Commodity Strategy Absolute Return Fund
Which is better, IVV or USE?
Large Cap Blend against Large Cap Growth.
IVV has a lower expense ratio. IVV led over 3Y and the full window, USE over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | USE |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $876.4B | $7M |
| Dividend Yield | 1.06% | 2.10% |
| Holdings | 508 | 9 |
| YTD Return | +12.27% | +59.05%Best |
| 1Y Return | +17.04% | +29.96%Best |
| 3Y Return (annualized) | +21.24%Best | +12.72% |
| 5Y Return (annualized) | +13.08% | - |
| Volatility (annualized) | 12.8%Best | 33.5% |
| Max Drawdown | -18.8%Best | -28.2% |
| $10,000 over 3.4 years | $19,777Best | $18,482 |
| Fund Family | iShares by BlackRock (US) | USCF Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 15, 2000 | May 3, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 4, 2023 to Sep 17, 2026 (3.4 years).
IVV vs USE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
IVV vs USE Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and USCF Energy Commodity Strategy Absolute Return Fund (USE) is an ETF from USCF Investments. Over the past year IVV returned +17.04% while USE returned +29.96%. Year to date, IVV is up 12.27% versus a gain of 59.05% for USE.
Over three years, IVV compounded at +21.24% per year against +12.72% for USE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USE has been the more volatile fund, with annualized monthly volatility of 33.5% compared with 12.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -28.2% for USE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.10. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while USE charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 2.10% for USE.
You are not choosing between two funds in isolation.
Whichever of IVV and USE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or USE?
IVV has an expense ratio of 0.03% while USE charges 0.79%. IVV is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, IVV or USE?
Over the past year IVV returned +17.04% vs +29.96% for USE, so USE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or USE?
USE has been the more volatile fund at 33.5% annualized versus 12.8% for IVV. Worst drawdown: IVV -18.8% vs USE -28.2%.
Should I hold both IVV and USE?
IVV and USE have a monthly-return correlation of -0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or USE?
IVV yields 1.06% while USE yields 2.10%, so USE currently pays the higher dividend yield.
Is USE better than IVV?
IVV has a lower expense ratio. IVV led over 3Y and the full window, USE over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.