IVV vs USLN
iShares Core S&P 500 ETF vs iShares Broad USD Floating Rate Loan ETF
Quick Verdict
IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | USLN | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.40% | |
| AUM | $865.2B | $23M | |
| Dividend Yield | 1.09% | 1.55% | |
| Holdings | 508 | 297 | |
| YTD Return | +13.80% | -0.02% | |
| 1Y Return | +23.01% | - | |
| 3Y Return (annualized) | +21.77% | - | |
| 5Y Return (annualized) | +13.39% | - | |
| Volatility (annualized) | 15.1% | - | |
| Max Drawdown | -56.5% | -1.4% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Mar 3, 2026 |
IVV vs USLN Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Broad USD Floating Rate Loan ETF (USLN) is a ETF from iShares by BlackRock (US). Year to date, IVV is up 13.80% versus a loss of 0.02% for USLN.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.4% for USLN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVV charges 0.03% per year while USLN charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 1.55% for USLN.
Holdings Overlap
IVV and USLN share 1 holdings out of 674 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in USLN | Difference |
|---|---|---|---|
| XTSLA | 0.15% | 17.97% | 17.82% |
Frequently Asked Questions
Which is cheaper, IVV or USLN?
IVV has an expense ratio of 0.03% while USLN charges 0.40%. IVV is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
What is the holdings overlap between IVV and USLN?
IVV and USLN share 1 common holdings with a 0.1% weight overlap. Combined, they hold 674 unique securities.
Which pays a higher dividend, IVV or USLN?
IVV yields 1.09% while USLN yields 1.55%, so USLN currently pays the higher dividend yield.
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