IVV vs WTMY
iShares Core S&P 500 ETF vs WisdomTree High Income Laddered Municipal Fund ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | WTMY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $865.2B | $5M | |
| Dividend Yield | 1.09% | 3.40% | |
| Holdings | 508 | 147 | |
| YTD Return | +14.50% | +1.13% | |
| 1Y Return | +22.02% | +5.15% | |
| 3Y Return (annualized) | +21.80% | - | |
| 5Y Return (annualized) | +13.37% | - | |
| Volatility (annualized) | 15.1% | 4.1% | |
| Max Drawdown | -56.5% | -3.7% | |
| Fund Family | iShares by BlackRock (US) | WisdomTree Investments | |
| Category | Equity | Tax Preferred | |
| Inception | May 15, 2000 | Apr 3, 2025 |
IVV vs WTMY Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and WisdomTree High Income Laddered Municipal Fund ETF (WTMY) is a ETF from WisdomTree Investments. Over the past year IVV returned +22.02% while WTMY returned +5.15%. Year to date, IVV is up 14.50% versus a gain of 1.13% for WTMY.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.1% for WTMY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -3.7% for WTMY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while WTMY charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.40% for WTMY.
Holdings Overlap
IVV and WTMY share 0 holdings out of 533 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or WTMY?
IVV has an expense ratio of 0.03% while WTMY charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IVV or WTMY?
Over the past year IVV returned +22.02% vs +5.15% for WTMY, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.07% vs +4.15% for WTMY. Past performance does not guarantee future results.
Which is riskier, IVV or WTMY?
IVV has been the more volatile fund at 15.1% annualized versus 4.1% for WTMY. Worst drawdown: IVV -56.5% vs WTMY -3.7%.
Should I hold both IVV and WTMY?
IVV and WTMY have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and WTMY?
IVV and WTMY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 533 unique securities.
Which pays a higher dividend, IVV or WTMY?
IVV yields 1.09% while WTMY yields 3.40%, so WTMY currently pays the higher dividend yield.
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