IVV vs XC

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXCWinner
Expense Ratio0.03%0.32%
AUM$865.2B$79M
Dividend Yield1.09%12.29%
Holdings508502
YTD Return+13.80%+0.34%
1Y Return+23.01%+7.59%
3Y Return (annualized)+21.77%+10.88%
5Y Return (annualized)+13.39%-
Volatility (annualized)15.1%13.9%
Max Drawdown-56.5%-21.0%
Fund FamilyiShares by BlackRock (US)WisdomTree Investments
CategoryEquityEquity
InceptionMay 15, 2000Sep 20, 2022

IVV vs XC Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and WisdomTree True Emerging Markets Fund (XC) is a ETF from WisdomTree Investments. Over the past year IVV returned +23.01% while XC returned +7.59%. Year to date, IVV is up 13.80% versus a gain of 0.34% for XC.

Over three years, IVV compounded at +21.77% per year against +10.88% for XC. Across the full 4-year window we track, XC has the edge at +11.74% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.9% for XC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -21.0% for XC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while XC charges 0.32%. On a $10,000 position that is $3 vs $32 annually, a gap of $29 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 12.29% for XC.

Holdings Overlap

0.0%overlap

IVV and XC share 1 holdings out of 990 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in XCDifference
PG0.53%0.01%0.52%

Frequently Asked Questions

Which is cheaper, IVV or XC?

IVV has an expense ratio of 0.03% while XC charges 0.32%. IVV is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, IVV or XC?

Over the past year IVV returned +23.01% vs +7.59% for XC, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.04% vs +11.74% for XC. Past performance does not guarantee future results.

Which is riskier, IVV or XC?

IVV has been the more volatile fund at 15.1% annualized versus 13.9% for XC. Worst drawdown: IVV -56.5% vs XC -21.0%.

Should I hold both IVV and XC?

IVV and XC have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and XC?

IVV and XC share 1 common holdings with a 0.0% weight overlap. Combined, they hold 990 unique securities.

Which pays a higher dividend, IVV or XC?

IVV yields 1.09% while XC yields 12.29%, so XC currently pays the higher dividend yield.

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