IVV vs XDSQ
iShares Core S&P 500 ETF vs Innovator US Equity Accelerated ETF - Quarterly
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | XDSQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $907.0B | $78M | |
| Dividend Yield | 1.10% | 0.00% | |
| Holdings | 508 | 7 | |
| YTD Return | +12.28% | +6.07% | |
| 1Y Return | +20.94% | +14.04% | |
| 3Y Return (annualized) | +21.81% | +15.85% | |
| 5Y Return (annualized) | +13.05% | +9.62% | |
| Volatility (annualized) | 15.1% | 13.5% | |
| Max Drawdown | -56.5% | -26.1% | |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Mar 31, 2021 |
IVV vs XDSQ Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator US Equity Accelerated ETF - Quarterly (XDSQ) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +20.94% while XDSQ returned +14.04%. Year to date, IVV is up 12.28% versus a gain of 6.07% for XDSQ.
Over three years, IVV compounded at +21.81% per year against +15.85% for XDSQ; over five years the annualized figures are +13.05% and +9.62% respectively. Across the full 5-year window we track, XDSQ has the edge at +10.64% annualized vs +6.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.5% for XDSQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -26.1% for XDSQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while XDSQ charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for XDSQ.
Holdings Overlap
IVV and XDSQ share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XDSQ?
IVV has an expense ratio of 0.03% while XDSQ charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, IVV or XDSQ?
Over the past year IVV returned +20.94% vs +14.04% for XDSQ, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +6.98% vs +10.64% for XDSQ. Past performance does not guarantee future results.
Which is riskier, IVV or XDSQ?
IVV has been the more volatile fund at 15.1% annualized versus 13.5% for XDSQ. Worst drawdown: IVV -56.5% vs XDSQ -26.1%.
Should I hold both IVV and XDSQ?
IVV and XDSQ have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVV and XDSQ?
IVV and XDSQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or XDSQ?
IVV yields 1.10% while XDSQ yields 0.00%, so IVV currently pays the higher dividend yield.
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