IVV vs XHYC
iShares Core S&P 500 ETF vs BondBloxx USD High Yield Bond Consumer Cyclicals Sector ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | XHYC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $907.0B | $3M | |
| Dividend Yield | 1.10% | 6.57% | |
| Holdings | 508 | 271 | |
| YTD Return | +12.71% | +0.72% | |
| 1Y Return | +21.89% | +6.77% | |
| 3Y Return (annualized) | +22.08% | +8.33% | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 8.0% | |
| Max Drawdown | -56.5% | -13.7% | |
| Fund Family | iShares by BlackRock (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Feb 15, 2022 |
IVV vs XHYC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx USD High Yield Bond Consumer Cyclicals Sector ETF (XHYC) is a ETF from BondBloxx. Over the past year IVV returned +21.89% while XHYC returned +6.77%. Year to date, IVV is up 12.71% versus a gain of 0.72% for XHYC.
Over three years, IVV compounded at +22.08% per year against +8.33% for XHYC. Across the full 4-year window we track, IVV has the edge at +7.00% annualized vs +4.77%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 8.0% for XHYC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -13.7% for XHYC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XHYC charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 6.57% for XHYC.
Holdings Overlap
IVV and XHYC share 0 holdings out of 748 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XHYC?
IVV has an expense ratio of 0.03% while XHYC charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IVV or XHYC?
Over the past year IVV returned +21.89% vs +6.77% for XHYC, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.00% vs +4.77% for XHYC. Past performance does not guarantee future results.
Which is riskier, IVV or XHYC?
IVV has been the more volatile fund at 15.1% annualized versus 8.0% for XHYC. Worst drawdown: IVV -56.5% vs XHYC -13.7%.
Should I hold both IVV and XHYC?
IVV and XHYC have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XHYC?
IVV and XHYC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 748 unique securities.
Which pays a higher dividend, IVV or XHYC?
IVV yields 1.10% while XHYC yields 6.57%, so XHYC currently pays the higher dividend yield.
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