IVV vs XHYD

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXHYDWinner
Expense Ratio0.03%0.35%
AUM$865.2B$14M
Dividend Yield1.09%5.76%
Holdings508175
YTD Return+13.43%+0.24%
1Y Return+22.61%+5.87%
3Y Return (annualized)+21.47%+7.53%
5Y Return (annualized)+13.26%-
Volatility (annualized)15.1%7.4%
Max Drawdown-56.5%-11.0%
Fund FamilyiShares by BlackRock (US)BondBloxx
CategoryEquityFixed Income
InceptionMay 15, 2000Feb 15, 2022

IVV vs XHYD Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx USD High Yield Bond Consumer Non-Cyclicals Sector ETF (XHYD) is a ETF from BondBloxx. Over the past year IVV returned +22.61% while XHYD returned +5.87%. Year to date, IVV is up 13.43% versus a gain of 0.24% for XHYD.

Over three years, IVV compounded at +21.47% per year against +7.53% for XHYD. Across the full 4-year window we track, IVV has the edge at +7.03% annualized vs +4.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.4% for XHYD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -11.0% for XHYD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IVV charges 0.03% per year while XHYD charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.76% for XHYD.

Holdings Overlap

0.0%overlap

IVV and XHYD share 0 holdings out of 657 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or XHYD?

IVV has an expense ratio of 0.03% while XHYD charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, IVV or XHYD?

Over the past year IVV returned +22.61% vs +5.87% for XHYD, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.03% vs +4.75% for XHYD. Past performance does not guarantee future results.

Which is riskier, IVV or XHYD?

IVV has been the more volatile fund at 15.1% annualized versus 7.4% for XHYD. Worst drawdown: IVV -56.5% vs XHYD -11.0%.

Should I hold both IVV and XHYD?

IVV and XHYD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and XHYD?

IVV and XHYD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 657 unique securities.

Which pays a higher dividend, IVV or XHYD?

IVV yields 1.09% while XHYD yields 5.76%, so XHYD currently pays the higher dividend yield.

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