IVV vs XLKI
iShares Core S&P 500 ETF vs State Street Technology Select Sector SPDR Premium Income ETF
Quick Verdict
IVV has a lower expense ratio. XLKI delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | XLKI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $907.0B | $15M | |
| Dividend Yield | 1.10% | 17.95% | |
| Holdings | 508 | 5 | |
| YTD Return | +12.71% | +15.56% | |
| 1Y Return | +21.89% | +28.39% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 16.9% | |
| Max Drawdown | -56.5% | -11.2% | |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Jul 29, 2025 |
IVV vs XLKI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street Technology Select Sector SPDR Premium Income ETF (XLKI) is a ETF from State Street Investment Management. Over the past year IVV returned +21.89% while XLKI returned +28.39%. Year to date, IVV is up 12.71% versus a gain of 15.56% for XLKI.
Risk: Volatility and Drawdowns
XLKI has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -11.2% for XLKI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XLKI charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 17.95% for XLKI.
Holdings Overlap
IVV and XLKI share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or XLKI?
IVV has an expense ratio of 0.03% while XLKI charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IVV or XLKI?
Over the past year IVV returned +21.89% vs +28.39% for XLKI, so XLKI leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.00% vs +25.73% for XLKI. Past performance does not guarantee future results.
Which is riskier, IVV or XLKI?
XLKI has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs XLKI -11.2%.
Should I hold both IVV and XLKI?
IVV and XLKI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and XLKI?
IVV and XLKI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.
Which pays a higher dividend, IVV or XLKI?
IVV yields 1.10% while XLKI yields 17.95%, so XLKI currently pays the higher dividend yield.
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