IVV vs XOCT

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXOCTWinner
Expense Ratio0.03%0.85%
AUM$865.2B$72M
Dividend Yield1.09%0.00%
Holdings5086
YTD Return+13.43%+6.01%
1Y Return+22.61%+10.39%
3Y Return (annualized)+21.47%-
5Y Return (annualized)+13.26%-
Volatility (annualized)15.1%4.7%
Max Drawdown-56.5%-10.0%
Fund FamilyiShares by BlackRock (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 15, 2000Oct 20, 2023

IVV vs XOCT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - October (XOCT) is a ETF from First Trust Portfolios (US). Over the past year IVV returned +22.61% while XOCT returned +10.39%. Year to date, IVV is up 13.43% versus a gain of 6.01% for XOCT.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.7% for XOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -10.0% for XOCT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while XOCT charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for XOCT.

Holdings Overlap

0.0%overlap

IVV and XOCT share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or XOCT?

IVV has an expense ratio of 0.03% while XOCT charges 0.85%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, IVV or XOCT?

Over the past year IVV returned +22.61% vs +10.39% for XOCT, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.03% vs +10.47% for XOCT. Past performance does not guarantee future results.

Which is riskier, IVV or XOCT?

IVV has been the more volatile fund at 15.1% annualized versus 4.7% for XOCT. Worst drawdown: IVV -56.5% vs XOCT -10.0%.

Should I hold both IVV and XOCT?

IVV and XOCT have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVV and XOCT?

IVV and XOCT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or XOCT?

IVV yields 1.09% while XOCT yields 0.00%, so IVV currently pays the higher dividend yield.

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