IVV vs XTWY

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVXTWYWinner
Expense Ratio0.03%0.13%
AUM$865.2B$255M
Dividend Yield1.09%4.72%
Holdings50856
YTD Return+14.50%-4.12%
1Y Return+22.02%-3.36%
3Y Return (annualized)+21.80%-2.21%
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%16.8%
Max Drawdown-56.5%-25.9%
Fund FamilyiShares by BlackRock (US)BondBloxx
CategoryEquityFixed Income
InceptionMay 15, 2000Sep 13, 2022

IVV vs XTWY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and BondBloxx Bloomberg Twenty Year Target Duration US Treasury ETF (XTWY) is a ETF from BondBloxx. Over the past year IVV returned +22.02% while XTWY returned -3.36%. Year to date, IVV is up 14.50% versus a loss of 4.12% for XTWY.

Over three years, IVV compounded at +21.80% per year against -2.21% for XTWY. Across the full 4-year window we track, IVV has the edge at +7.07% annualized vs -4.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XTWY has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -25.9% for XTWY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while XTWY charges 0.13%. On a $10,000 position that is $3 vs $13 annually, a gap of $10 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.72% for XTWY.

Holdings Overlap

0.0%overlap

IVV and XTWY share 0 holdings out of 557 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or XTWY?

IVV has an expense ratio of 0.03% while XTWY charges 0.13%. IVV is the cheaper option. On a $10,000 investment, that is $10 per year of difference.

Which performed better, IVV or XTWY?

Over the past year IVV returned +22.02% vs -3.36% for XTWY, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +7.07% vs -4.48% for XTWY. Past performance does not guarantee future results.

Which is riskier, IVV or XTWY?

XTWY has been the more volatile fund at 16.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs XTWY -25.9%.

Should I hold both IVV and XTWY?

IVV and XTWY have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and XTWY?

IVV and XTWY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 557 unique securities.

Which pays a higher dividend, IVV or XTWY?

IVV yields 1.09% while XTWY yields 4.72%, so XTWY currently pays the higher dividend yield.

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