IVV vs XXV
iShares Core S&P 500 ETF vs Simplify Ancorato Target 25 Distribution ETF
Which is better, IVV or XXV?
Large Cap Blend against Option Writing.
IVV has a lower expense ratio. IVV led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | XXV |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $850.0B | $46M |
| Dividend Yield | 1.09% | 24.72% |
| Holdings | 1,018 | 117 |
| YTD Return | +10.70%Best | -0.97% |
| 1Y Return | +11.31%Best | +2.77% |
| 3Y Return (annualized) | +21.04% | - |
| 5Y Return (annualized) | +11.65% | - |
| Volatility (annualized) | 13.5%Best | 14.6% |
| Fund Family | iShares by BlackRock (US) | Simplify Exchange Traded Funds |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 15, 2000 | Nov 17, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
IVV vs XXV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs XXV Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Simplify Ancorato Target 25 Distribution ETF (XXV) is an ETF from Simplify Exchange Traded Funds. Over the past year IVV returned +11.31% while XXV returned +2.77%. Year to date, IVV is up 10.70% versus a loss of 0.97% for XXV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XXV has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XXV charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 24.72% for XXV.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 11 in XXV, totalling 100.1% and 52.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 11 in XXV, against full books of 1,018 and 117.
You are not choosing between two funds in isolation.
Whichever of IVV and XXV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or XXV?
IVV has an expense ratio of 0.03% while XXV charges 0.85%. IVV is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, IVV or XXV?
Over the past year IVV returned +11.31% vs +2.77% for XXV, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or XXV?
XXV has been the more volatile fund at 14.6% annualized versus 13.5% for IVV.
Should I hold both IVV and XXV?
IVV and XXV have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or XXV?
IVV yields 1.09% while XXV yields 24.72%, so XXV currently pays the higher dividend yield.
Is XXV better than IVV?
IVV has a lower expense ratio. IVV led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.