IVV vs YCL

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVYCLWinner
Expense Ratio0.03%0.95%
AUM$865.2B$31M
Dividend Yield1.09%0.00%
Holdings5084
YTD Return+13.72%-5.97%
1Y Return+21.64%-18.59%
3Y Return (annualized)+21.55%-12.51%
5Y Return (annualized)+13.27%-19.14%
Volatility (annualized)15.1%18.8%
Max Drawdown-56.5%-88.7%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Nov 24, 2008

IVV vs YCL Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Ultra Yen (YCL) is a ETF from ProShares. Over the past year IVV returned +21.64% while YCL returned -18.59%. Year to date, IVV is up 13.72% versus a loss of 5.97% for YCL.

Over three years, IVV compounded at +21.55% per year against -12.51% for YCL; over five years the annualized figures are +13.27% and -19.14% respectively. Across the full 18-year window we track, IVV has the edge at +7.04% annualized vs -9.41%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YCL has been the more volatile fund, with annualized monthly volatility of 18.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -88.7% for YCL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while YCL charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for YCL.

Holdings Overlap

0.0%overlap

IVV and YCL share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or YCL?

IVV has an expense ratio of 0.03% while YCL charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or YCL?

Over the past year IVV returned +21.64% vs -18.59% for YCL, so IVV leads on 1-year performance. Over the longest common window we track (18 years), IVV annualized +7.04% vs -9.41% for YCL. Past performance does not guarantee future results.

Which is riskier, IVV or YCL?

YCL has been the more volatile fund at 18.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs YCL -88.7%.

Should I hold both IVV and YCL?

IVV and YCL have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and YCL?

IVV and YCL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or YCL?

IVV yields 1.09% while YCL yields 0.00%, so IVV currently pays the higher dividend yield.

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