IVV vs YGLD
iShares Core S&P 500 ETF vs Simplify Gold Strategy ETF
Quick Verdict
IVV has a lower expense ratio. YGLD delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | YGLD | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.53% | |
| AUM | $907.0B | $39M | |
| Dividend Yield | 1.10% | 22.33% | |
| Holdings | 508 | 16 | |
| YTD Return | +14.29% | -9.45% | |
| 1Y Return | +21.79% | +23.43% | |
| 3Y Return (annualized) | +22.19% | - | |
| 5Y Return (annualized) | +13.28% | - | |
| Volatility (annualized) | 15.1% | 36.1% | |
| Max Drawdown | -56.5% | -43.4% | |
| Fund Family | iShares by BlackRock (US) | Simplify Exchange Traded Funds | |
| Category | Equity | Commodity | |
| Inception | May 15, 2000 | Dec 2, 2024 |
IVV vs YGLD Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Simplify Gold Strategy ETF (YGLD) is a ETF from Simplify Exchange Traded Funds. Over the past year IVV returned +21.79% while YGLD returned +23.43%. Year to date, IVV is up 14.29% versus a loss of 9.45% for YGLD.
Risk: Volatility and Drawdowns
YGLD has been the more volatile fund, with annualized monthly volatility of 36.1% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -43.4% for YGLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while YGLD charges 0.53%. On a $10,000 position that is $3 vs $53 annually, a gap of $50 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 22.33% for YGLD.
Holdings Overlap
IVV and YGLD share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or YGLD?
IVV has an expense ratio of 0.03% while YGLD charges 0.53%. IVV is the cheaper option. On a $10,000 investment, that is $50 per year of difference.
Which performed better, IVV or YGLD?
Over the past year IVV returned +21.79% vs +23.43% for YGLD, so YGLD leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.06% vs +37.57% for YGLD. Past performance does not guarantee future results.
Which is riskier, IVV or YGLD?
YGLD has been the more volatile fund at 36.1% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs YGLD -43.4%.
Should I hold both IVV and YGLD?
IVV and YGLD have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and YGLD?
IVV and YGLD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or YGLD?
IVV yields 1.10% while YGLD yields 22.33%, so YGLD currently pays the higher dividend yield.
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