IVV vs ZDEK

IVV vs ZDEK
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVZDEKWinner
Expense Ratio0.03%0.79%
AUM$907.0B$108M
Dividend Yield1.10%0.00%
Holdings5085
YTD Return+12.71%+3.87%
1Y Return+21.89%+7.61%
3Y Return (annualized)+22.08%-
5Y Return (annualized)+12.96%-
Volatility (annualized)15.1%2.9%
Max Drawdown-56.5%-3.4%
Fund FamilyiShares by BlackRock (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionMay 15, 2000Nov 29, 2024

IVV vs ZDEK Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Equity Defined Protection ETF - 1 Yr December (ZDEK) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +21.89% while ZDEK returned +7.61%. Year to date, IVV is up 12.71% versus a gain of 3.87% for ZDEK.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.9% for ZDEK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -3.4% for ZDEK. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while ZDEK charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for ZDEK.

Frequently Asked Questions

Which is cheaper, IVV or ZDEK?

IVV has an expense ratio of 0.03% while ZDEK charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, IVV or ZDEK?

Over the past year IVV returned +21.89% vs +7.61% for ZDEK, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.00% vs +6.53% for ZDEK. Past performance does not guarantee future results.

Which is riskier, IVV or ZDEK?

IVV has been the more volatile fund at 15.1% annualized versus 2.9% for ZDEK. Worst drawdown: IVV -56.5% vs ZDEK -3.4%.

Should I hold both IVV and ZDEK?

IVV and ZDEK have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, IVV or ZDEK?

IVV yields 1.10% while ZDEK yields 0.00%, so IVV currently pays the higher dividend yield.

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