IVV vs ZTRE
iShares Core S&P 500 ETF vs F/m 3-Year Investment Grade Corporate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | ZTRE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.15% | |
| AUM | $907.0B | $42M | |
| Dividend Yield | 1.10% | 4.57% | |
| Holdings | 508 | 490 | |
| YTD Return | +12.71% | +1.10% | |
| 1Y Return | +21.89% | +3.21% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 2.0% | |
| Max Drawdown | -56.5% | -1.4% | |
| Fund Family | iShares by BlackRock (US) | F-m investments | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 10, 2024 |
IVV vs ZTRE Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and F/m 3-Year Investment Grade Corporate Bond ETF (ZTRE) is a ETF from F-m investments. Over the past year IVV returned +21.89% while ZTRE returned +3.21%. Year to date, IVV is up 12.71% versus a gain of 1.10% for ZTRE.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.0% for ZTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.4% for ZTRE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while ZTRE charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.57% for ZTRE.
Holdings Overlap
IVV and ZTRE share 0 holdings out of 877 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or ZTRE?
IVV has an expense ratio of 0.03% while ZTRE charges 0.15%. IVV is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, IVV or ZTRE?
Over the past year IVV returned +21.89% vs +3.21% for ZTRE, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.00% vs +4.72% for ZTRE. Past performance does not guarantee future results.
Which is riskier, IVV or ZTRE?
IVV has been the more volatile fund at 15.1% annualized versus 2.0% for ZTRE. Worst drawdown: IVV -56.5% vs ZTRE -1.4%.
Should I hold both IVV and ZTRE?
IVV and ZTRE have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and ZTRE?
IVV and ZTRE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 877 unique securities.
Which pays a higher dividend, IVV or ZTRE?
IVV yields 1.10% while ZTRE yields 4.57%, so ZTRE currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.