IVVB vs VTI
iShares Large Cap Deep Quarterly Laddered ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IVVB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.51% | 0.03% | |
| AUM | $127M | $663.5B | |
| Dividend Yield | 1.17% | 1.07% | |
| Holdings | 14 | 3,543 | |
| YTD Return | +7.20% | +14.16% | |
| 1Y Return | +12.29% | +23.62% | |
| 3Y Return (annualized) | +11.79% | +21.43% | |
| 5Y Return (annualized) | - | +12.33% | |
| Volatility (annualized) | 8.8% | 15.3% | |
| Max Drawdown | -13.1% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2023 | May 24, 2001 |
IVVB vs VTI Performance
iShares Large Cap Deep Quarterly Laddered ETF (IVVB) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IVVB returned +12.29% while VTI returned +23.62%. Year to date, IVVB is up 7.20% versus a gain of 14.16% for VTI.
Over three years, IVVB compounded at +11.79% per year against +21.43% for VTI. Across the full 3-year window we track, IVVB has the edge at +11.49% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.8% for IVVB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.1% for IVVB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVVB charges 0.51% per year while VTI charges 0.03%. On a $10,000 position that is $51 vs $3 annually, a gap of $48 per year that compounds over a long holding period. On income, IVVB currently yields 1.17% against 1.07% for VTI.
Holdings Overlap
IVVB and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVVB or VTI?
IVVB has an expense ratio of 0.51% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, IVVB or VTI?
Over the past year IVVB returned +12.29% vs +23.62% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), IVVB annualized +11.49% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, IVVB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 8.8% for IVVB. Worst drawdown: IVVB -13.1% vs VTI -56.6%.
Should I hold both IVVB and VTI?
IVVB and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IVVB and VTI?
IVVB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.
Which pays a higher dividend, IVVB or VTI?
IVVB yields 1.17% while VTI yields 1.07%, so IVVB currently pays the higher dividend yield.
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