IWMI vs VTI
NEOS Russell 2000 High Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IWMI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.03% | |
| AUM | $1.1B | $663.5B | |
| Dividend Yield | 13.25% | 1.07% | |
| Holdings | 4 | 3,543 | |
| YTD Return | +8.98% | +14.96% | |
| 1Y Return | +17.85% | +22.39% | |
| 3Y Return (annualized) | - | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 13.6% | 15.4% | |
| Max Drawdown | -23.9% | -56.6% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 25, 2024 | May 24, 2001 |
IWMI vs VTI Performance
NEOS Russell 2000 High Income ETF (IWMI) is a ETF from NEOS and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWMI returned +17.85% while VTI returned +22.39%. Year to date, IWMI is up 8.98% versus a gain of 14.96% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for IWMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.9% for IWMI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IWMI charges 0.68% per year while VTI charges 0.03%. On a $10,000 position that is $68 vs $3 annually, a gap of $65 per year that compounds over a long holding period. On income, IWMI currently yields 13.25% against 1.07% for VTI.
Holdings Overlap
IWMI and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IWMI or VTI?
IWMI has an expense ratio of 0.68% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $65 per year of difference.
Which performed better, IWMI or VTI?
Over the past year IWMI returned +17.85% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), IWMI annualized +14.32% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, IWMI or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 13.6% for IWMI. Worst drawdown: IWMI -23.9% vs VTI -56.6%.
Should I hold both IWMI and VTI?
IWMI and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IWMI and VTI?
IWMI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, IWMI or VTI?
IWMI yields 13.25% while VTI yields 1.07%, so IWMI currently pays the higher dividend yield.
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