IYZ vs SCHD
iShares US Telecommunications ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IYZ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | IYZ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.38% | 0.06% | |
| AUM | $1.2B | $103.7B | |
| Dividend Yield | 1.66% | 3.31% | |
| Holdings | 28 | 104 | |
| YTD Return | +32.04% | +25.58% | |
| 1Y Return | +47.11% | +31.06% | |
| 3Y Return (annualized) | +28.36% | +15.55% | |
| 5Y Return (annualized) | +7.97% | +9.61% | |
| Volatility (annualized) | 19.4% | 13.6% | |
| Max Drawdown | -72.5% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 22, 2000 | Oct 20, 2011 |
IYZ vs SCHD Performance
iShares US Telecommunications ETF (IYZ) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IYZ returned +47.11% while SCHD returned +31.06%. Year to date, IYZ is up 32.04% versus a gain of 25.58% for SCHD.
Over three years, IYZ compounded at +28.36% per year against +15.55% for SCHD; over five years the annualized figures are +7.97% and +9.61% respectively. Across the full 15-year window we track, SCHD has the edge at +11.46% annualized vs +1.00%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IYZ has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -72.5% for IYZ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IYZ charges 0.38% per year while SCHD charges 0.06%. On a $10,000 position that is $38 vs $6 annually, a gap of $32 per year that compounds over a long holding period. On income, IYZ currently yields 1.66% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, IYZ or SCHD?
IYZ has an expense ratio of 0.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, IYZ or SCHD?
Over the past year IYZ returned +47.11% vs +31.06% for SCHD, so IYZ leads on 1-year performance. Over the longest common window we track (15 years), IYZ annualized +1.00% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, IYZ or SCHD?
IYZ has been the more volatile fund at 19.4% annualized versus 13.6% for SCHD. Worst drawdown: IYZ -72.5% vs SCHD -33.4%.
Should I hold both IYZ and SCHD?
IYZ and SCHD have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IYZ and SCHD?
IYZ and SCHD share 2 common holdings with a 5.9% weight overlap. Combined, they hold 123 unique securities.
Which pays a higher dividend, IYZ or SCHD?
IYZ yields 1.66% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.